Traditional Mortgage Acceptance Corporation mortgage approval rate & lending review
Traditional Mortgage Acceptance Corporation decided 3,076 mortgage applications and funded 2,645 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Traditional Mortgage Acceptance Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to traditionalmortgage.com.
Traditional Mortgage Acceptance Corporation at a glance
Approval is 11.2 points above the 76.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 123 / 129 | 98% | $195K | 121 |
| Home improvement loans | 87% | 95 / 109 | 100% | $245K | 95 |
| Refinance | 87% | 2,479 / 2,838 | 98% | $225K | 2,429 |
Traditional Mortgage Acceptance Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 89% | $435K | 879 | 764 |
| Florida | 82% | $195K | 395 | 313 |
| Texas | 81% | $145K | 278 | 223 |
| Arizona | 87% | $185K | 174 | 149 |
| Washington | 91% | $275K | 146 | 129 |
| Utah | 94% | $225K | 143 | 132 |
| Colorado | 91% | $255K | 128 | 115 |
| Pennsylvania | 89% | $155K | 109 | 93 |
| Georgia | 91% | $145K | 106 | 96 |
| South Carolina | 96% | $165K | 96 | 90 |
| Oregon | 88% | $275K | 91 | 79 |
| Idaho | 94% | $215K | 72 | 65 |
| Michigan | 91% | $155K | 46 | 42 |
| New Jersey | 92% | $195K | 40 | 37 |
| Tennessee | 92% | $195K | 39 | 36 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Traditional Mortgage Acceptance Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Refinance | 91% | 171 | 152 |
| San Diego County, CA | Refinance | 87% | 164 | 141 |
| Orange County, CA | Refinance | 94% | 79 | 71 |
| Riverside County, CA | Refinance | 85% | 79 | 66 |
| Salt Lake County, UT | Refinance | 95% | 58 | 53 |
| San Bernardino County, CA | Refinance | 86% | 59 | 51 |
| Dallas County, TX | Refinance | 82% | 61 | 49 |
| Tarrant County, TX | Refinance | 91% | 53 | 47 |
| Miami-Dade County, FL | Refinance | 77% | 57 | 44 |
| Broward County, FL | Refinance | 84% | 38 | 31 |
| Pima County, AZ | Refinance | 96% | 27 | 26 |
| Utah County, UT | Refinance | 93% | 28 | 26 |
The county markets where Traditional Mortgage Acceptance Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Traditional Mortgage Acceptance Corporation
What is Traditional Mortgage Acceptance Corporation's mortgage approval rate?
Traditional Mortgage Acceptance Corporation approved 87.7% of the 3,076 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.2 points above the 76.4% national rate for the same mix of loan types.
How often do borrowers take the loan Traditional Mortgage Acceptance Corporation offers?
Borrowers accepted 98% of the loans Traditional Mortgage Acceptance Corporation approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Traditional Mortgage Acceptance Corporation make?
The typical mortgage refinance loan Traditional Mortgage Acceptance Corporation made was $225K; across all loan types its typical loan ran from $195K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Traditional Mortgage Acceptance Corporation lend?
Traditional Mortgage Acceptance Corporation decided applications in 43 of the states Fat Boy Data covers, most of them in California, Florida and Texas.
Can I apply to Traditional Mortgage Acceptance Corporation directly?
Yes. Traditional Mortgage Acceptance Corporation reports as a direct lender that takes applications from borrowers. Its website is traditionalmortgage.com.
Does this page show Traditional Mortgage Acceptance Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Traditional Mortgage Acceptance Corporation treats applications, then get a rate quote from the lender.