Lender profile · HMDA 2023–2025
UniBank for Savings mortgage approval rates & lending data
UniBank for Savings decided 1,483 mortgage applications and funded 1,181 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 618 / 675 | 89% | $405K | 553 |
| Home improvement loans | 75% | 237 / 317 | 95% | $65K | 224 |
| Cash-out refinance | 85% | 245 / 289 | 96% | $155K | 234 |
| Refinance | 90% | 82 / 91 | 96% | $225K | 79 |
| Investment property purchase | 94% | 64 / 68 | 97% | $305K | 62 |
UniBank for Savings lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 86% | $305K | 1,328 | 1,081 |
| New Hampshire | 89% | $215K | 55 | 29 |
| Maine | 84% | $105K | 50 | 32 |
| Rhode Island | 87% | $345K | 45 | 35 |
| Connecticut | 100% | $395K | 5 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.