Van Dyk Mortgage Corporation mortgage approval rate & lending review
Van Dyk Mortgage Corporation decided 5,984 mortgage applications and funded 5,712 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Van Dyk Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to vandykmortgage.com.
Van Dyk Mortgage Corporation at a glance
Approval is 10.1 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 4,860 / 5,041 | 99% | $285K | 4,824 |
| Cash-out refinance | 96% | 179 / 186 | 99% | $255K | 178 |
| Refinance | 94% | 340 / 363 | 97% | $275K | 330 |
| Investment property purchase | 97% | 316 / 325 | 100% | $205K | 315 |
| Investment refinance | 100% | 40 / 40 | 98% | $155K | 39 |
Van Dyk Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 95% | $305K | 2,246 | 2,121 |
| Michigan | 98% | $185K | 979 | 955 |
| Ohio | 97% | $215K | 634 | 610 |
| Colorado | 100% | $375K | 270 | 267 |
| Georgia | 92% | $315K | 206 | 183 |
| Utah | 98% | $425K | 199 | 194 |
| Tennessee | 97% | $285K | 188 | 181 |
| Indiana | 97% | $215K | 183 | 176 |
| New Mexico | 96% | $275K | 167 | 157 |
| New Jersey | 95% | $325K | 152 | 144 |
| Texas | 94% | $235K | 133 | 123 |
| North Carolina | 98% | $285K | 123 | 119 |
| Maryland | 100% | $305K | 88 | 88 |
| California | 91% | $605K | 75 | 67 |
| Nevada | 99% | $325K | 71 | 68 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Van Dyk Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Muskegon County, MI | Mortgage lenders | 98% | 438 | 427 |
| Pinellas County, FL | Mortgage lenders | 96% | 367 | 352 |
| Hillsborough County, FL | Mortgage lenders | 97% | 350 | 338 |
| Pasco County, FL | Mortgage lenders | 96% | 211 | 201 |
| Weld County, CO | Mortgage lenders | 100% | 190 | 189 |
| Lee County, FL | Mortgage lenders | 93% | 205 | 189 |
| Kent County, MI | Mortgage lenders | 95% | 141 | 134 |
| Montgomery County, TN | Mortgage lenders | 99% | 119 | 117 |
| Lucas County, OH | Mortgage lenders | 96% | 113 | 107 |
| Bernalillo County, NM | Mortgage lenders | 97% | 100 | 94 |
| Manatee County, FL | Mortgage lenders | 99% | 80 | 79 |
| Butler County, OH | Mortgage lenders | 99% | 78 | 77 |
The county markets where Van Dyk Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Van Dyk Mortgage Corporation
What is Van Dyk Mortgage Corporation's mortgage approval rate?
Van Dyk Mortgage Corporation approved 96.3% of the 5,984 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.1 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Van Dyk Mortgage Corporation offers?
Borrowers accepted 99% of the loans Van Dyk Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Van Dyk Mortgage Corporation make?
The typical home purchase mortgage loan Van Dyk Mortgage Corporation made was $285K; across all loan types its typical loan ran from $155K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Van Dyk Mortgage Corporation lend?
Van Dyk Mortgage Corporation decided applications in 38 of the states Fat Boy Data covers, most of them in Florida, Michigan and Ohio.
Can I apply to Van Dyk Mortgage Corporation directly?
Yes. Van Dyk Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is vandykmortgage.com.
Does this page show Van Dyk Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Van Dyk Mortgage Corporation treats applications, then get a rate quote from the lender.