Wallick & Volk, Inc. mortgage approval rate & lending review
Wallick & Volk, Inc. decided 2,131 mortgage applications and funded 1,973 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Wallick & Volk, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Wallick & Volk, Inc. at a glance
Approval is 6.7 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 1,766 / 1,885 | 100% | $275K | 1,760 |
| Cash-out refinance | 84% | 85 / 101 | 100% | $305K | 85 |
| Refinance | 83% | 40 / 48 | 100% | $245K | 40 |
| Investment property purchase | 91% | 63 / 69 | 100% | $205K | 63 |
Wallick & Volk, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 95% | $255K | 689 | 652 |
| Arizona | 91% | $365K | 506 | 459 |
| Wyoming | 93% | $275K | 428 | 395 |
| California | 95% | $365K | 222 | 210 |
| Washington | 88% | $385K | 128 | 111 |
| New Mexico | 95% | $245K | 83 | 79 |
| Idaho | 94% | $375K | 54 | 51 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Wallick & Volk, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| McLennan County, TX | Mortgage lenders | 98% | 276 | 270 |
| Imperial County, CA | Mortgage lenders | 96% | 190 | 182 |
| Brazos County, TX | Mortgage lenders | 99% | 87 | 86 |
| Yavapai County, AZ | Mortgage lenders | 88% | 74 | 63 |
| Coconino County, AZ | Mortgage lenders | 93% | 55 | 51 |
| Kootenai County, ID | Mortgage lenders | 96% | 47 | 45 |
The county markets where Wallick & Volk, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Wallick & Volk, Inc.
What is Wallick & Volk, Inc.'s mortgage approval rate?
Wallick & Volk, Inc. approved 92.9% of the 2,131 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.7 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Wallick & Volk, Inc. offers?
Borrowers accepted 100% of the loans Wallick & Volk, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Wallick & Volk, Inc. make?
The typical home purchase mortgage loan Wallick & Volk, Inc. made was $275K; across all loan types its typical loan ran from $205K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Wallick & Volk, Inc. lend?
Wallick & Volk, Inc. decided applications in 12 of the states Fat Boy Data covers, most of them in Texas, Arizona and Wyoming.
Can I apply to Wallick & Volk, Inc. directly?
Yes. Wallick & Volk, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Wallick & Volk, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Wallick & Volk, Inc. treats applications, then get a rate quote from the lender.