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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Imperial County, California

Fat Boy Data analyzed home purchase mortgage activity in Imperial County, California, home to El Centro, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,051 applications were decided by 160 lenders between 2023 and 2025.

Imperial County at a glance

160Active lenders30 with 20+ decisions
88.1%Market approval rate2,689 of 3,051 decided
$335KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,548 loans funded

How Imperial County compares

Approval rate compared
Imperial County88.1%California88.4%All 616 counties87.6%
Typical loan compared
Imperial County$335KCalifornia$555KAll 616 counties$335K

What the data shows

Primelending, A Plainscapital Company made the most home purchase mortgages in Imperial County, CA, 373 of them.

Cornerstone First Mortgage, Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical home purchase mortgage here is $335K, 40% smaller than the California typical of $555K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 34% approved of 77One lender: 61% approved of 66One lender: 73% approved of 22One lender: 73% approved of 22One lender: 74% approved of 27One lender: 75% approved of 20One lender: 77% approved of 22One lender: 80% approved of 35One lender: 83% approved of 95Sierra Pacific Mortgage Company, Inc.: 83% approved of 102One lender: 85% approved of 75One lender: 86% approved of 44United Wholesale Mortgage, LLC: 89% approved of 497One lender: 91% approved of 44One lender: 92% approved of 87One lender: 93% approved of 29One lender: 94% approved of 47One lender: 95% approved of 20Wallick & Volk, Inc.: 96% approved of 190One lender: 96% approved of 26One lender: 96% approved of 26One lender: 97% approved of 61One lender: 97% approved of 64One lender: 97% approved of 67One lender: 98% approved of 88Efinity Financial Inc.: 98% approved of 190One lender: 98% approved of 51Primelending, A Plainscapital Company: 98% approved of 410One lender: 98% approved of 56One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Imperial County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%440 / 49799%$355K435
2Primelending, A Plainscapital Company98%402 / 41093%$305K373
3Efinity Financial Inc.98%186 / 190100%$335K186
4Wallick & Volk, Inc.96%182 / 190100%$365K182
5Sierra Pacific Mortgage Company, Inc.83%85 / 10299%$355K84

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 155 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Imperial County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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