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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Imperial County, California

Fat Boy Data analyzed home purchase mortgage activity in Imperial County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,051 applications were decided by 160 lenders between 2023 and 2025.

Imperial County at a glance

160Active lenders30 with 20+ decisions
88.1%Market approval rate2,689 of 3,051 decided
$335KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,548 loans funded

How Imperial County compares

Approval rate compared
Imperial County88.1%California88.4%All 616 counties87.6%
Typical loan compared
Imperial County$335KCalifornia$555KAll 616 counties$335K

What the data shows

Primelending, A Plainscapital Company made the most home purchase mortgages in Imperial County, CA, 373 of them.

Cornerstone First Mortgage, Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical home purchase mortgage here is $335K, 40% smaller than the California typical of $555K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 34% approved of 77Triad Financial Services, Inc.: 61% approved of 66Wells Fargo Bank, National Association: 73% approved of 22Movement Mortgage, LLC: 73% approved of 22Kind Lending, LLC: 74% approved of 27Neighborhood Loans, Inc.: 75% approved of 20Fairway Independent Mortgage Corporation: 77% approved of 22Freedom Mortgage Corporation: 80% approved of 35Pennymac Loan Services, LLC: 83% approved of 95Sierra Pacific Mortgage Company, Inc.: 83% approved of 102Rocket Mortgage, LLC: 85% approved of 75Golden Empire Mortgage, Inc.: 86% approved of 44United Wholesale Mortgage, LLC: 89% approved of 497American Pacific Mortgage Corporation: 91% approved of 44Cardinal Financial Company, Limited Partnership: 92% approved of 87Navy Federal Credit Union: 93% approved of 29Guild Mortgage Company LLC: 94% approved of 47Union Home Mortgage Corp.: 95% approved of 20Wallick & Volk, Inc.: 96% approved of 190Crosscountry Mortgage, LLC: 96% approved of 26Mortgage Research Center, LLC: 96% approved of 26Ocmbc, Inc.: 97% approved of 61Equity Prime Mortgage LLC: 97% approved of 64Paramount Residential Mortgage Group, Inc.: 97% approved of 67Everett Financial, Inc.: 98% approved of 88Efinity Financial Inc.: 98% approved of 190Ark-La-Tex Financial Services, LLC.: 98% approved of 51Primelending, A Plainscapital Company: 98% approved of 410JPMorgan Chase Bank, National Association: 98% approved of 56Cornerstone First Mortgage, Inc: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Imperial County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%440 / 49799%$355K435
2Primelending, A Plainscapital Company98%402 / 41093%$305K373
3Efinity Financial Inc.98%186 / 190100%$335K186
4Wallick & Volk, Inc.96%182 / 190100%$365K182
5Sierra Pacific Mortgage Company, Inc.83%85 / 10299%$355K84

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 155 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Imperial County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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