WEOKIE Federal Credit Union mortgage approval rate & lending review
WEOKIE Federal Credit Union decided 1,906 mortgage applications and funded 1,475 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions WEOKIE Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
WEOKIE Federal Credit Union at a glance
Approval is 11.1 points above the 71.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 249 / 284 | 92% | $205K | 228 |
| Home improvement loans | 90% | 491 / 548 | 100% | $55K | 490 |
| Cash-out refinance | 75% | 572 / 764 | 90% | $55K | 516 |
| Refinance | 82% | 155 / 190 | 93% | $75K | 144 |
| Investment property purchase | 93% | 26 / 28 | 96% | $225K | 25 |
| Investment refinance | 90% | 71 / 79 | 100% | $115K | 71 |
WEOKIE Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 82% | $55K | 1,906 | 1,475 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where WEOKIE Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma County, OK | Cash-out refinance | 73% | 410 | 267 |
| Oklahoma County, OK | Home improvement loans | 89% | 287 | 255 |
| Canadian County, OK | Cash-out refinance | 82% | 206 | 152 |
| Canadian County, OK | Home improvement loans | 92% | 159 | 146 |
| Oklahoma County, OK | Mortgage lenders | 86% | 164 | 130 |
| Cleveland County, OK | Cash-out refinance | 74% | 136 | 94 |
| Oklahoma County, OK | Refinance | 83% | 115 | 89 |
| Cleveland County, OK | Home improvement loans | 88% | 99 | 87 |
| Canadian County, OK | Mortgage lenders | 92% | 59 | 51 |
| Cleveland County, OK | Mortgage lenders | 89% | 57 | 44 |
| Oklahoma County, OK | Investment refinance | 84% | 51 | 43 |
| Cleveland County, OK | Refinance | 86% | 36 | 29 |
The county markets where WEOKIE Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about WEOKIE Federal Credit Union
What is WEOKIE Federal Credit Union's mortgage approval rate?
WEOKIE Federal Credit Union approved 82.1% of the 1,906 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.1 points above the 71.0% national rate for the same mix of loan types.
How often do borrowers take the loan WEOKIE Federal Credit Union offers?
Borrowers accepted 94% of the loans WEOKIE Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does WEOKIE Federal Credit Union make?
The typical cash-out refinance loan WEOKIE Federal Credit Union made was $55K; across all loan types its typical loan ran from $55K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does WEOKIE Federal Credit Union lend?
WEOKIE Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Oklahoma.
Can I apply to WEOKIE Federal Credit Union directly?
Yes. WEOKIE Federal Credit Union is a bank or credit union with 15 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show WEOKIE Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how WEOKIE Federal Credit Union treats applications, then get a rate quote from the lender.