Lender profile · HMDA 2023–2025
Westerra Credit Union mortgage approval rates & lending data
Westerra Credit Union decided 2,940 mortgage applications and funded 2,068 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 400 / 521 | 96% | $445K | 382 |
| Home improvement loans | 77% | 931 / 1,216 | 91% | $95K | 847 |
| Cash-out refinance | 73% | 548 / 747 | 94% | $125K | 517 |
| Refinance | 82% | 285 / 346 | 95% | $105K | 271 |
| Investment property purchase | 86% | 30 / 35 | 97% | $365K | 29 |
| Investment cash-out refinance | 44% | 16 / 36 | 100% | $215K | 16 |
| Investment home improvement | 7% | 2 / 27 | 100% | $155K | 2 |
Westerra Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 76% | $105K | 2,924 | 2,068 |
| Arizona | 0% | — | 2 | 0 |
| California | 0% | — | 2 | 0 |
| Mississippi | 0% | — | 2 | 0 |
| New York | 0% | — | 2 | 0 |
| Florida | 0% | — | 1 | 0 |
| Illinois | 0% | — | 1 | 0 |
| Iowa | 0% | — | 1 | 0 |
| Louisiana | 0% | — | 1 | 0 |
| Minnesota | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
| Virginia | 0% | — | 1 | 0 |
| Wyoming | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.