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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Eaton County, Michigan

Fat Boy Data analyzed investment home improvement loan activity in Eaton County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 23 applications were decided by 11 lenders between 2023 and 2025.

Eaton County at a glance

11Active lenders0 with 20+ decisions
56.5%Market approval rate13 of 23 decided
$55KTypical loanmedian lender, $10K brackets
100%Borrower take-up13 loans funded

How Eaton County compares

Approval rate compared
Eaton County56.5%Michigan46.4%All 616 counties51.2%
Typical loan compared
Eaton County$55KMichigan$75KAll 616 counties$115K

What the data shows

Adventure Credit Union made the most investment home improvement loans in Eaton County, MI, 7 of them.

That is 54% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

Lenders approved 56.5% of investment home improvement loan applications in Eaton County, MI, 10.1 percentage points above the Michigan rate of 46.4%.

The typical investment home improvement loan here is $55K, 27% smaller than the Michigan typical of $75K.

Investment property improvement lenders in Eaton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Adventure Credit UnionLimited sample100%7 / 7100%$55K7
2PNC Bank, National AssociationLimited sample0%0 / 30
3Independent BankLimited sample0%0 / 20
4The Huntington National BankLimited sample100%2 / 2100%$55K2
5Dfcu FinancialLimited sample50%1 / 2100%$15K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 6 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Eaton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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