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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Eaton County, Michigan

Fat Boy Data analyzed investment cash-out refinance activity in Eaton County, Michigan, home to Charlotte, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 48 applications were decided by 29 lenders between 2023 and 2025.

Eaton County at a glance

29Active lenders0 with 20+ decisions
75.0%Market approval rate36 of 48 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up34 loans funded

How Eaton County compares

Approval rate compared
Eaton County75.0%Michigan73.3%All 616 counties73.1%
Typical loan compared
Eaton County$125KMichigan$105KAll 616 counties$205K

What the data shows

Northpointe Bank made the most investment cash-out refinances in Eaton County, MI, 4 of them.

The typical investment cash-out refinance here is $125K, 19% larger than the Michigan typical of $105K.

Investment property cash-out lenders in Eaton County

LenderApprovalApprovedTaken upTypical loanLoans made
1MICHIGAN STATE UNIVERSITY Federal Credit UnionLimited sample60%3 / 533%$175K1
2The Dart BankLimited sample50%2 / 4100%$105K2
3Northpointe BankLimited sample100%4 / 4100%$155K4
4Marshall Community Credit UnionLimited sample100%3 / 3100%$155K3
5Lendingone, LLCLimited sample33%1 / 3100%$115K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 24 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Eaton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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