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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Livingston County, Michigan

Fat Boy Data analyzed investment home improvement loan activity in Livingston County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 38 applications were decided by 23 lenders between 2023 and 2025.

Livingston County at a glance

23Active lenders0 with 20+ decisions
47.4%Market approval rate18 of 38 decided
$85KTypical loanmedian lender, $10K brackets
78%Borrower take-up14 loans funded

How Livingston County compares

Approval rate compared
Livingston County47.4%Michigan46.4%All 616 counties51.2%
Typical loan compared
Livingston County$85KMichigan$75KAll 616 counties$115K

What the data shows

The Huntington National Bank made the most investment home improvement loans in Livingston County, MI, 1 of them.

The typical investment home improvement loan here is $85K, 13% larger than the Michigan typical of $75K.

Investment property improvement lenders in Livingston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fifth Third Bank, National AssociationLimited sample0%0 / 70
2The Huntington National BankLimited sample50%2 / 450%$225K1
3Bank of America, National AssociationLimited sample0%0 / 30
4ORSA credit unionLimited sample67%2 / 350%$55K1
5Lake Michigan Credit UnionLimited sample50%1 / 2100%$365K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 18 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Livingston County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

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