refinance lenders · HMDA 2023–2025

Refinance lenders in Livingston County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Livingston County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,308 applications were decided by 173 lenders between 2023 and 2025.

Livingston County at a glance

173Active lenders27 with 20+ decisions
81.6%Market approval rate1,883 of 2,308 decided
$265KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,772 loans funded

How Livingston County compares

Approval rate compared
Livingston County81.6%Michigan78.1%All 616 counties76.5%
Typical loan compared
Livingston County$265KMichigan$145KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Livingston County, MI, 163 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical mortgage refinance here is $265K, 83% larger than the Michigan typical of $145K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Lake Trust Credit Union: 30% approved of 20Discover Bank: 38% approved of 32Triad Financial Services, Inc.: 57% approved of 23Lakeview Loan Servicing, LLC: 59% approved of 39Comerica Bank: 62% approved of 52The Huntington National Bank: 64% approved of 163Citizens Bank, National Association: 72% approved of 112First Merchants Bank: 74% approved of 23Fifth Third Bank, National Association: 77% approved of 111Flagstar Bank, National Association: 78% approved of 23Bank of America, National Association: 80% approved of 59LOC Credit Union: 82% approved of 61Genisys Credit Union: 85% approved of 39Rocket Mortgage, LLC: 86% approved of 203PNC Bank, National Association: 87% approved of 113Independent Bank: 88% approved of 24Michigan Schools and Government: 89% approved of 27Lake Michigan Credit Union: 91% approved of 53Village Capital & Investment LLC: 91% approved of 22Mortgage Center L.C.: 91% approved of 34United Wholesale Mortgage, LLC: 92% approved of 244The Dart Bank: 93% approved of 28Staunton Financial, Inc.: 96% approved of 24Dfcu Financial: 96% approved of 81Union Home Mortgage Corp.: 97% approved of 58Freedom Mortgage Corporation: 97% approved of 31Pennymac Loan Services, LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Livingston County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%225 / 24499%$345K222
2Rocket Mortgage, LLC86%175 / 20393%$335K163
3The Huntington National Bank64%104 / 16392%$155K96
4PNC Bank, National Association87%98 / 11399%$105K97
5Citizens Bank, National Association72%81 / 11295%$195K77

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 168 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Livingston County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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