refinance lenders · HMDA 2023–2025

Refinance lenders in Livingston County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Livingston County, Michigan, home to Howell, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,308 applications were decided by 173 lenders between 2023 and 2025.

Livingston County at a glance

173Active lenders27 with 20+ decisions
81.6%Market approval rate1,883 of 2,308 decided
$265KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,772 loans funded

How Livingston County compares

Approval rate compared
Livingston County81.6%Michigan78.1%All 616 counties76.5%
Typical loan compared
Livingston County$265KMichigan$145KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Livingston County, MI, 163 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical mortgage refinance here is $265K, 83% larger than the Michigan typical of $145K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 20One lender: 38% approved of 32One lender: 57% approved of 23One lender: 59% approved of 39One lender: 62% approved of 52The Huntington National Bank: 64% approved of 163Citizens Bank, National Association: 72% approved of 112One lender: 74% approved of 23One lender: 77% approved of 111One lender: 78% approved of 23One lender: 80% approved of 59One lender: 82% approved of 61One lender: 85% approved of 39Rocket Mortgage, LLC: 86% approved of 203PNC Bank, National Association: 87% approved of 113One lender: 88% approved of 24One lender: 89% approved of 27One lender: 91% approved of 53One lender: 91% approved of 22One lender: 91% approved of 34United Wholesale Mortgage, LLC: 92% approved of 244One lender: 93% approved of 28One lender: 96% approved of 24One lender: 96% approved of 81One lender: 97% approved of 58One lender: 97% approved of 31One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Livingston County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%225 / 24499%$345K222
2Rocket Mortgage, LLC86%175 / 20393%$335K163
3The Huntington National Bank64%104 / 16392%$155K96
4PNC Bank, National Association87%98 / 11399%$105K97
5Citizens Bank, National Association72%81 / 11295%$195K77

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 168 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Livingston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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