Investment property improvement lenders in Ontario County, New York
Fat Boy Data analyzed investment home improvement loan activity in Ontario County, New York, home to Geneva, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 52 applications were decided by 14 lenders between 2023 and 2025.
Ontario County at a glance
How Ontario County compares
What the data shows
The Lyons N.A.tional Bank made the most investment home improvement loans in Ontario County, NY, 11 of them.
That is 34% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Lenders approved 63.5% of investment home improvement loan applications in Ontario County, NY, 20.0 percentage points above the New York rate of 43.5%.
The typical investment home improvement loan here is $105K, 49% smaller than the New York typical of $205K.
Investment property improvement lenders in Ontario County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Lyons N.A.tional BankLimited sample | 79% | 11 / 14 | 100% | $105K | 11 |
| 2 | ESL Federal Credit UnionLimited sample | 56% | 5 / 9 | 100% | $205K | 5 |
| 3 | The Canandaigua National Bank and Trust CompanyLimited sample | 78% | 7 / 9 | 100% | $105K | 7 |
| 4 | Community Bank, National AssociationLimited sample | 71% | 5 / 7 | 100% | $155K | 5 |
| 5 | Manufacturers and Traders Trust CompanyLimited sample | 100% | 2 / 2 | 50% | $85K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 9 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Ontario County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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