HomeNew YorkSchenectady CountyInvestment home improvement
investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Schenectady County, New York

Fat Boy Data analyzed investment home improvement loan activity in Schenectady County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 57 applications were decided by 20 lenders between 2023 and 2025.

Schenectady County at a glance

20Active lenders0 with 20+ decisions
40.4%Market approval rate23 of 57 decided
$115KTypical loanmedian lender, $10K brackets
96%Borrower take-up22 loans funded

How Schenectady County compares

Approval rate compared
Schenectady County40.4%New York43.5%All 616 counties51.2%
Typical loan compared
Schenectady County$115KNew York$205KAll 616 counties$115K

What the data shows

Rpe Home Inc. made the most investment home improvement loans in Schenectady County, NY, 4 of them.

The typical investment home improvement loan here is $115K, 44% smaller than the New York typical of $205K.

Investment property improvement lenders in Schenectady County

LenderApprovalApprovedTaken upTypical loanLoans made
1Broadview Federal Credit UnionLimited sample0%0 / 60
2Citizens Bank, National AssociationLimited sample33%2 / 6100%$25K2
3Homestead Funding Corp.Limited sample60%3 / 5100%$115K3
4Bank of America, National AssociationLimited sample0%0 / 50
5TrustCo BankLimited sample25%1 / 4100%$85K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 15 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest investment home improvement loan lenders in Schenectady County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Schenectady County

Nearby markets