Investment property cash-out lenders in Schenectady County, New York
Fat Boy Data analyzed investment cash-out refinance activity in Schenectady County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 254 applications were decided by 53 lenders between 2023 and 2025.
Schenectady County at a glance
How Schenectady County compares
What the data shows
Sunmark Credit Union made the most investment cash-out refinances in Schenectady County, NY, 19 of them.
Sunmark Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 76% of 25.
The typical investment cash-out refinance here is $165K, 61% smaller than the New York typical of $425K.
Investment property cash-out lenders in Schenectady County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Sunmark Credit Union | 76% | 19 / 25 | 100% | $205K | 19 |
| 2 | Hometown Equity Mortgage, LLC | 64% | 14 / 22 | 100% | $205K | 14 |
| 3 | Lendingone, LLCLimited sample | 26% | 5 / 19 | 100% | $175K | 5 |
| 4 | United Wholesale Mortgage, LLCBroker only | 83% | 15 / 18 | 100% | $165K | 15 |
| 5 | Loan Funder LLCLimited sample | 100% | 15 / 15 | 100% | $165K | 15 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 48 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Schenectady County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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