HomeNew YorkSaratoga CountyInvestment home improvement
investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Saratoga County, New York

Fat Boy Data analyzed investment home improvement loan activity in Saratoga County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 125 applications were decided by 33 lenders between 2023 and 2025.

Saratoga County at a glance

33Active lenders0 with 20+ decisions
49.6%Market approval rate62 of 125 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up59 loans funded

How Saratoga County compares

Approval rate compared
Saratoga County49.6%New York43.5%All 616 counties51.2%
Typical loan compared
Saratoga County$155KNew York$205KAll 616 counties$115K

What the data shows

Sunmark Credit Union made the most investment home improvement loans in Saratoga County, NY, 8 of them.

Lenders approved 49.6% of investment home improvement loan applications in Saratoga County, NY, 6.1 percentage points above the New York rate of 43.5%.

The typical investment home improvement loan here is $155K, 24% smaller than the New York typical of $205K.

Investment property improvement lenders in Saratoga County

LenderApprovalApprovedTaken upTypical loanLoans made
1Broadview Federal Credit UnionLimited sample33%5 / 15100%$215K5
2Saratoga N.A.tional Bank and Trust CompanyLimited sample33%5 / 15100%$65K5
3Arrow Bank National AssociationLimited sample50%6 / 12100%$75K6
4Citizens Bank, National AssociationLimited sample10%1 / 10100%$115K1
5Sunmark Credit UnionLimited sample89%8 / 9100%$75K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 28 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest investment home improvement loan lenders in Saratoga County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Saratoga County

Nearby markets