Investment property improvement lenders in Albany County, New York
Fat Boy Data analyzed investment home improvement loan activity in Albany County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 115 applications were decided by 37 lenders between 2023 and 2025.
Albany County at a glance
How Albany County compares
What the data shows
Saratoga N.A.tional Bank and Trust Company made the most investment home improvement loans in Albany County, NY, 5 of them.
Broadview Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 6% of 33.
Lenders approved 33.9% of investment home improvement loan applications in Albany County, NY, 9.6 percentage points below the New York rate of 43.5%.
The typical investment home improvement loan here is $125K, 39% smaller than the New York typical of $205K.
Only 1 lender here typically writes at or below $35K: Broadview Federal Credit Union.
Investment property improvement lenders in Albany County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Broadview Federal Credit Union | 6% | 2 / 33 | 100% | $35K | 2 |
| 2 | Citizens Bank, National AssociationLimited sample | 0% | 0 / 11 | — | — | 0 |
| 3 | Saratoga N.A.tional Bank and Trust CompanyLimited sample | 83% | 5 / 6 | 100% | $35K | 5 |
| 4 | Arrow Bank National AssociationLimited sample | 33% | 2 / 6 | 100% | $45K | 2 |
| 5 | TrustCo BankLimited sample | 60% | 3 / 5 | 100% | $205K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 32 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Albany County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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