Investment property improvement lenders in Craven County, North Carolina
Fat Boy Data analyzed investment home improvement loan activity in Craven County, North Carolina, home to New Bern, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 101 applications were decided by 20 lenders between 2023 and 2025.
Craven County at a glance
How Craven County compares
What the data shows
Navy Federal Credit Union made the most investment home improvement loans in Craven County, NC, 15 of them.
That is 38% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
State Employees' approved the highest share of applications among lenders with at least 20 decisions here, 45% of 22.
Lenders approved 43.6% of investment home improvement loan applications in Craven County, NC, 7.1 percentage points below the North Carolina rate of 50.7%.
The typical investment home improvement loan here is $55K, 27% smaller than the North Carolina typical of $75K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Craven County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 42% | 16 / 38 | 94% | $55K | 15 |
| 2 | State Employees' | 45% | 10 / 22 | 100% | $45K | 10 |
| 3 | First-Citizens Bank & Trust CompanyLimited sample | 56% | 5 / 9 | 80% | $125K | 4 |
| 4 | Southern Bank and Trust CompanyLimited sample | 100% | 4 / 4 | 75% | $205K | 3 |
| 5 | Union Home Mortgage Corp.Limited sample | 100% | 3 / 3 | 33% | $55K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 15 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Craven County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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