refinance lenders · HMDA 2023–2025

Refinance lenders in Craven County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Craven County, North Carolina, home to New Bern, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,257 applications were decided by 113 lenders between 2023 and 2025.

Craven County at a glance

113Active lenders12 with 20+ decisions
77.2%Market approval rate971 of 1,257 decided
$275KTypical loanmedian lender, $10K brackets
91%Borrower take-up883 loans funded

How Craven County compares

Approval rate compared
Craven County77.2%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Craven County$275KNorth Carolina$205KAll 616 counties$295K

What the data shows

First-Citizens Bank & Trust Company made the most mortgage refinances in Craven County, NC, 79 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 94% of 103.

The typical mortgage refinance here is $275K, 34% larger than the North Carolina typical of $205K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%One lender: 53% approved of 53One lender: 59% approved of 78One lender: 66% approved of 88State Employees': 69% approved of 109One lender: 75% approved of 24One lender: 79% approved of 34Rocket Mortgage, LLC: 85% approved of 100One lender: 86% approved of 64First-Citizens Bank & Trust Company: 87% approved of 101United Wholesale Mortgage, LLC: 89% approved of 125Freedom Mortgage Corporation: 94% approved of 103One lender: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Craven County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%111 / 12594%$305K104
2State Employees'69%75 / 109100%$75K75
3Freedom Mortgage Corporation94%97 / 10380%$275K78
4First-Citizens Bank & Trust Company87%88 / 10190%$105K79
5Rocket Mortgage, LLC85%85 / 10092%$275K78

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 108 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Craven County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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