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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Craven County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Craven County, North Carolina, home to New Bern, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,509 applications were decided by 115 lenders between 2023 and 2025.

Craven County at a glance

115Active lenders15 with 20+ decisions
66.9%Market approval rate1,009 of 1,509 decided
$175KTypical loanmedian lender, $10K brackets
97%Borrower take-up975 loans funded

How Craven County compares

Approval rate compared
Craven County66.9%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Craven County$175KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Craven County, NC, 283 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical cash-out refinance here is $175K, 10% smaller than the North Carolina typical of $195K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 27% approved of 86One lender: 28% approved of 68One lender: 48% approved of 44One lender: 52% approved of 50One lender: 52% approved of 23New Day Financial, LLC: 59% approved of 71One lender: 70% approved of 56Navy Federal Credit Union: 73% approved of 95United Wholesale Mortgage, LLC: 73% approved of 101Rocket Mortgage, LLC: 76% approved of 384One lender: 77% approved of 62One lender: 78% approved of 32One lender: 86% approved of 21One lender: 88% approved of 24One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Craven County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%291 / 38497%$165K283
2United Wholesale Mortgage, LLCBroker only73%74 / 10199%$235K73
3Navy Federal Credit Union73%69 / 9599%$175K68
4Amerisave Mortgage Corporation27%23 / 86100%$135K23
5New Day Financial, LLC59%42 / 7195%$255K40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 110 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Craven County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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