HomeNorth CarolinaCraven CountyHome improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Craven County, North Carolina

Fat Boy Data analyzed home improvement loan activity in Craven County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,078 applications were decided by 59 lenders between 2023 and 2025.

Craven County at a glance

59Active lenders10 with 20+ decisions
65.0%Market approval rate701 of 1,078 decided
$55KTypical loanmedian lender, $10K brackets
95%Borrower take-up665 loans funded

How Craven County compares

Approval rate compared
Craven County65.0%North Carolina64.0%All 616 counties62.7%
Typical loan compared
Craven County$55KNorth Carolina$85KAll 616 counties$75K

What the data shows

State Employees' made the most home improvement loans in Craven County, NC, 157 of them.

Figure Lending LLC approved the highest share of applications among lenders with at least 20 decisions here, 80% of 20.

The typical home improvement loan here is $55K, 35% smaller than the North Carolina typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 33% approved of 33Bank of America, National Association: 40% approved of 68Truist Bank: 41% approved of 70State Employees': 64% approved of 249PNC Bank, National Association: 65% approved of 26First National Bank of Pennsylvania: 70% approved of 43Navy Federal Credit Union: 73% approved of 201First Flight: 77% approved of 22First-Citizens Bank & Trust Company: 78% approved of 157Figure Lending LLC: 80% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Craven County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'64%159 / 24999%$55K157
2Navy Federal Credit Union73%146 / 20199%$55K144
3First-Citizens Bank & Trust Company78%122 / 15793%$105K113
4Truist Bank41%29 / 7093%$105K27
5Bank of America, National Association40%27 / 6896%$55K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 54 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home improvement loan lenders in Craven County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Craven County

Nearby markets