Investment property improvement lenders in Adams County, Pennsylvania
Fat Boy Data analyzed investment home improvement loan activity in Adams County, Pennsylvania, home to Gettysburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 48 applications were decided by 21 lenders between 2023 and 2025.
Adams County at a glance
How Adams County compares
What the data shows
ACNB Bank made the most investment home improvement loans in Adams County, PA, 11 of them.
That is 44% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
The typical investment home improvement loan here is $105K, 11% larger than the Pennsylvania typical of $95K.
Investment property improvement lenders in Adams County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | ACNB BankLimited sample | 85% | 11 / 13 | 100% | $105K | 11 |
| 2 | Members 1StLimited sample | 43% | 3 / 7 | 100% | $105K | 3 |
| 3 | PNC Bank, National AssociationLimited sample | 33% | 2 / 6 | 100% | $55K | 2 |
| 4 | Manufacturers and Traders Trust CompanyLimited sample | 25% | 1 / 4 | 100% | $55K | 1 |
| 5 | Bank of America, National AssociationLimited sample | 50% | 1 / 2 | 100% | $105K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 16 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Adams County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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