Aberdeen Proving Ground Federal Credit Union mortgage approval rate & lending review
Aberdeen Proving Ground Federal Credit Union decided 4,587 mortgage applications and funded 3,389 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Aberdeen Proving Ground Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Aberdeen Proving Ground Federal Credit Union at a glance
Approval is 11.6 points above the 70.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 577 / 708 | 93% | $225K | 534 |
| Home improvement loans | 78% | 999 / 1,282 | 78% | $65K | 777 |
| Cash-out refinance | 86% | 1,759 / 2,046 | 98% | $75K | 1,724 |
| Refinance | 80% | 350 / 438 | 81% | $105K | 285 |
| Investment property purchase | 94% | 31 / 33 | 90% | $325K | 28 |
| Investment cash-out refinance | 76% | 28 / 37 | 93% | $125K | 26 |
| Investment home improvement | 51% | 18 / 35 | 72% | $125K | 13 |
Aberdeen Proving Ground Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 82% | $75K | 4,011 | 2,980 |
| Delaware | 85% | $85K | 220 | 165 |
| Pennsylvania | 87% | $75K | 219 | 170 |
| Florida | 75% | $95K | 52 | 35 |
| New Jersey | 35% | $105K | 31 | 9 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Aberdeen Proving Ground Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Harford County, MD | Cash-out refinance | 88% | 1,052 | 909 |
| Cecil County, MD | Cash-out refinance | 87% | 576 | 488 |
| Harford County, MD | Home improvement loans | 80% | 664 | 414 |
| Harford County, MD | Mortgage lenders | 83% | 353 | 274 |
| Cecil County, MD | Home improvement loans | 80% | 330 | 211 |
| Harford County, MD | Refinance | 83% | 241 | 167 |
| Cecil County, MD | Mortgage lenders | 73% | 209 | 144 |
| New Castle County, DE | Cash-out refinance | 80% | 86 | 69 |
| Cecil County, MD | Refinance | 79% | 92 | 56 |
| York County, PA | Cash-out refinance | 86% | 59 | 51 |
| Baltimore County, MD | Cash-out refinance | 65% | 52 | 31 |
| Baltimore city, MD | Cash-out refinance | 65% | 52 | 31 |
The county markets where Aberdeen Proving Ground Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Aberdeen Proving Ground Federal Credit Union
What is Aberdeen Proving Ground Federal Credit Union's mortgage approval rate?
Aberdeen Proving Ground Federal Credit Union approved 82.1% of the 4,587 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.6 points above the 70.5% national rate for the same mix of loan types.
How often do borrowers take the loan Aberdeen Proving Ground Federal Credit Union offers?
Borrowers accepted 90% of the loans Aberdeen Proving Ground Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Aberdeen Proving Ground Federal Credit Union make?
The typical cash-out refinance loan Aberdeen Proving Ground Federal Credit Union made was $75K; across all loan types its typical loan ran from $65K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Aberdeen Proving Ground Federal Credit Union lend?
Aberdeen Proving Ground Federal Credit Union decided applications in 14 of the states Fat Boy Data covers, most of them in Maryland, Delaware and Pennsylvania.
Can I apply to Aberdeen Proving Ground Federal Credit Union directly?
Yes. Aberdeen Proving Ground Federal Credit Union is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Aberdeen Proving Ground Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Aberdeen Proving Ground Federal Credit Union treats applications, then get a rate quote from the lender.