Investment property improvement lenders in Cambria County, Pennsylvania
Fat Boy Data analyzed investment home improvement loan activity in Cambria County, Pennsylvania, home to Johnstown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 74 applications were decided by 27 lenders between 2023 and 2025.
Cambria County at a glance
How Cambria County compares
What the data shows
Ameriserv Financial Bank made the most investment home improvement loans in Cambria County, PA, 4 of them.
Lenders approved 44.6% of investment home improvement loan applications in Cambria County, PA, 5.7 percentage points below the Pennsylvania rate of 50.2%.
The typical investment home improvement loan here is $45K, 53% smaller than the Pennsylvania typical of $95K.
Investment property improvement lenders in Cambria County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | First National Bank of PennsylvaniaLimited sample | 20% | 2 / 10 | 100% | $55K | 2 |
| 2 | Ameriserv Financial BankLimited sample | 44% | 4 / 9 | 100% | $25K | 4 |
| 3 | 1st Summit BankLimited sample | 29% | 2 / 7 | 100% | $15K | 2 |
| 4 | First Commonwealth BankLimited sample | 0% | 0 / 6 | — | — | 0 |
| 5 | S&T BankLimited sample | 60% | 3 / 5 | 100% | $25K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 22 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Cambria County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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