Sun West Mortgage Company, Inc. mortgage approval rate & lending review
Sun West Mortgage Company, Inc. decided 27,694 mortgage applications and funded 16,875 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sun West Mortgage Company, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to sunwestmortgage.com.
Sun West Mortgage Company, Inc. at a glance
Approval is 1.8 points above the 79.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 11,197 / 13,137 | 80% | $335K | 8,932 |
| Cash-out refinance | 71% | 6,555 / 9,228 | 69% | $295K | 4,522 |
| Refinance | 89% | 3,804 / 4,296 | 74% | $405K | 2,828 |
| Investment property purchase | 91% | 507 / 557 | 71% | $245K | 358 |
| Investment cash-out refinance | 75% | 226 / 300 | 62% | $205K | 141 |
| Investment refinance | 83% | 146 / 176 | 64% | $285K | 94 |
Sun West Mortgage Company, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 83% | $485K | 5,930 | 3,743 |
| Florida | 75% | $315K | 3,185 | 1,623 |
| Texas | 85% | $265K | 3,085 | 2,069 |
| Arizona | 80% | $365K | 1,915 | 1,232 |
| Illinois | 81% | $245K | 938 | 575 |
| Georgia | 78% | $275K | 881 | 469 |
| North Carolina | 78% | $255K | 791 | 445 |
| Colorado | 81% | $445K | 725 | 448 |
| Maryland | 83% | $355K | 709 | 435 |
| Puerto Rico | 82% | $125K | 636 | 370 |
| New Jersey | 80% | $465K | 607 | 367 |
| Ohio | 84% | $215K | 579 | 370 |
| South Carolina | 86% | $255K | 557 | 370 |
| Virginia | 81% | $455K | 547 | 326 |
| Michigan | 71% | $235K | 515 | 239 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sun West Mortgage Company, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Riverside County, CA | Mortgage lenders | 89% | 578 | 426 |
| Los Angeles County, CA | Mortgage lenders | 87% | 503 | 333 |
| San Bernardino County, CA | Mortgage lenders | 90% | 444 | 326 |
| Tarrant County, TX | Mortgage lenders | 93% | 343 | 267 |
| Maricopa County, AZ | Cash-out refinance | 71% | 382 | 215 |
| Los Angeles County, CA | Cash-out refinance | 70% | 397 | 199 |
| Riverside County, CA | Cash-out refinance | 76% | 339 | 183 |
| San Bernardino County, CA | Cash-out refinance | 72% | 242 | 129 |
| Riverside County, CA | Refinance | 90% | 167 | 116 |
| Maricopa County, AZ | Refinance | 89% | 169 | 113 |
| Ponce Municipio, PR | Mortgage lenders | 86% | 170 | 111 |
| Los Angeles County, CA | Refinance | 85% | 149 | 96 |
The county markets where Sun West Mortgage Company, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Sun West Mortgage Company, Inc.
What is Sun West Mortgage Company, Inc.'s mortgage approval rate?
Sun West Mortgage Company, Inc. approved 81.0% of the 27,694 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.8 points above the 79.2% national rate for the same mix of loan types.
How often do borrowers take the loan Sun West Mortgage Company, Inc. offers?
Borrowers accepted 75% of the loans Sun West Mortgage Company, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sun West Mortgage Company, Inc. make?
The typical home purchase mortgage loan Sun West Mortgage Company, Inc. made was $335K; across all loan types its typical loan ran from $205K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sun West Mortgage Company, Inc. lend?
Sun West Mortgage Company, Inc. decided applications in 52 of the states Fat Boy Data covers, most of them in California, Florida and Texas.
Can I apply to Sun West Mortgage Company, Inc. directly?
Yes. Sun West Mortgage Company, Inc. reports as a direct lender that takes applications from borrowers. Its website is sunwestmortgage.com.
Does this page show Sun West Mortgage Company, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sun West Mortgage Company, Inc. treats applications, then get a rate quote from the lender.