Investment property improvement lenders in McLennan County, Texas
Fat Boy Data analyzed investment home improvement loan activity in McLennan County, Texas, home to Waco, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 101 applications were decided by 23 lenders between 2023 and 2025.
McLennan County at a glance
How McLennan County compares
What the data shows
Deephaven Mortgage LLC made the most investment home improvement loans in McLennan County, TX, 14 of them.
Lenders approved 77.2% of investment home improvement loan applications in McLennan County, TX, 25.2 percentage points above the Texas rate of 52.0%.
The typical investment home improvement loan here is $75K, 40% smaller than the Texas typical of $125K.
Investment property improvement lenders in McLennan County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Deephaven Mortgage LLCLimited sample | 93% | 14 / 15 | 100% | $145K | 14 |
| 2 | Community Bank & Trust, Waco, TexasLimited sample | 100% | 14 / 14 | 100% | $55K | 14 |
| 3 | American Bank, National AssociationLimited sample | 100% | 11 / 11 | 100% | $75K | 11 |
| 4 | Central National BankLimited sample | 100% | 10 / 10 | 100% | $65K | 10 |
| 5 | Cadence BankLimited sample | 90% | 9 / 10 | 89% | $115K | 8 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 18 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in McLennan County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
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- Branch count and application options
- How easy each lender is to reach
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