Investment property improvement lenders in Bell County, Texas
Fat Boy Data analyzed investment home improvement loan activity in Bell County, Texas, home to Killeen, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 108 applications were decided by 38 lenders between 2023 and 2025.
Bell County at a glance
How Bell County compares
What the data shows
Cadence Bank made the most investment home improvement loans in Bell County, TX, 9 of them.
Navy Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 0% of 30.
Lenders approved 38.0% of investment home improvement loan applications in Bell County, TX, 14.0 percentage points below the Texas rate of 52.0%.
The typical investment home improvement loan here is $105K, 16% smaller than the Texas typical of $125K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Bell County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 0% | 0 / 30 | — | — | 0 |
| 2 | Deephaven Mortgage LLCLimited sample | 55% | 6 / 11 | 100% | $125K | 6 |
| 3 | Cadence BankLimited sample | 100% | 9 / 9 | 100% | $85K | 9 |
| 4 | Bank of America, National AssociationLimited sample | 0% | 0 / 5 | — | — | 0 |
| 5 | Spring Eq, LLCLimited sample | 25% | 1 / 4 | 100% | $205K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 33 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Bell County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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