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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Texas

Fat Boy Data analyzed investment home improvement loan activity in Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,145 applications were decided by 326 lenders between 2023 and 2025.

Texas at a glance

326Active lenders40 with 20+ decisions
52.0%Market approval rate2,675 of 5,145 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,527 loans funded

How Texas compares

Approval rate compared
Texas52.0%All 616 counties51.2%
Typical loan compared
Texas$125KAll 616 counties$115K

What the data shows

Deephaven Mortgage LLC made the most investment home improvement loans in Texas, 236 of them.

Sundae Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 82.

Only 1 lender here typically writes at or below $35K: First Bank.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%Navy Federal Credit Union: 0% approved of 315Discover Bank: 0% approved of 52Spring Eq, LLC: 3% approved of 33Pentagon Federal Credit Union: 3% approved of 33U.S. Bank National Association: 4% approved of 53Truist Bank: 4% approved of 101BOKF, National Association: 6% approved of 49Lendingone, LLC: 7% approved of 92Bank of America, National Association: 8% approved of 680Regions Bank: 10% approved of 83PNC Bank, National Association: 12% approved of 26Frost Bank: 17% approved of 71Wells Fargo Bank, National Association: 24% approved of 127Broadway National Bank: 35% approved of 20Beeline Loans, Inc.: 36% approved of 22GECU Federal Credit Union: 45% approved of 56International Bank of Commerce: 45% approved of 22American Airlines Federal Credit Union: 46% approved of 71Chevron Federal Credit Union: 52% approved of 25JPMorgan Chase Bank, National Association: 55% approved of 130Kind Lending, LLC: 56% approved of 171Centennial Bank: 60% approved of 48Rocket Mortgage, LLC: 63% approved of 171Deephaven Mortgage LLC: 65% approved of 372Homebridge Financial Services, Inc.: 76% approved of 161City Bank: 80% approved of 25Fairway Independent Mortgage Corporation: 84% approved of 25Prosperity Bank: 85% approved of 159Simmons Bank: 88% approved of 24Abl Rpc Residential Credit Acquisition LLC: 89% approved of 133First United Bank and Trust Company: 91% approved of 56Paramount Residential Mortgage Group, Inc.: 91% approved of 23Texas Bank and Trust Company: 92% approved of 24Rpe Home Inc.: 94% approved of 104Cadence Bank: 95% approved of 37Austin Bank, Texas National Association: 95% approved of 22First State Bank: 96% approved of 25First Financial Bank: 98% approved of 88Sundae Funding, Inc.: 100% approved of 82First Bank: 100% approved of 61

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Texas

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association8%51 / 68090%$125K46
2Deephaven Mortgage LLC65%243 / 37297%$175K236
3Navy Federal Credit Union0%0 / 315——0
4Rocket Mortgage, LLC63%107 / 17193%$145K100
5Kind Lending, LLC56%96 / 17196%$205K92

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 321 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Texas. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Texas

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Counties in Texas

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