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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Texas

Fat Boy Data analyzed investment home improvement loan activity in Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,145 applications were decided by 326 lenders between 2023 and 2025.

Texas at a glance

326Active lenders40 with 20+ decisions
52.0%Market approval rate2,675 of 5,145 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,527 loans funded

How Texas compares

Approval rate compared
Texas52.0%All 616 counties51.2%
Typical loan compared
Texas$125KAll 616 counties$115K

What the data shows

Deephaven Mortgage LLC made the most investment home improvement loans in Texas, 236 of them.

Sundae Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 82.

Only 1 lender here typically writes at or below $35K: First Bank.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%Navy Federal Credit Union: 0% approved of 315One lender: 0% approved of 52One lender: 3% approved of 33One lender: 3% approved of 33One lender: 4% approved of 53One lender: 4% approved of 101One lender: 6% approved of 49One lender: 7% approved of 92Bank of America, National Association: 8% approved of 680One lender: 10% approved of 83One lender: 12% approved of 26One lender: 17% approved of 71One lender: 24% approved of 127One lender: 35% approved of 20One lender: 36% approved of 22One lender: 45% approved of 56One lender: 45% approved of 22One lender: 46% approved of 71One lender: 52% approved of 25One lender: 55% approved of 130Kind Lending, LLC: 56% approved of 171One lender: 60% approved of 48Rocket Mortgage, LLC: 63% approved of 171Deephaven Mortgage LLC: 65% approved of 372One lender: 76% approved of 161One lender: 80% approved of 25One lender: 84% approved of 25One lender: 85% approved of 159One lender: 88% approved of 24One lender: 89% approved of 133One lender: 91% approved of 56One lender: 91% approved of 23One lender: 92% approved of 24One lender: 94% approved of 104One lender: 95% approved of 37One lender: 95% approved of 22One lender: 96% approved of 25One lender: 98% approved of 88One lender: 100% approved of 82One lender: 100% approved of 61

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in Texas

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association8%51 / 68090%$125K46
2Deephaven Mortgage LLC65%243 / 37297%$175K236
3Navy Federal Credit Union0%0 / 315——0
4Rocket Mortgage, LLC63%107 / 17193%$145K100
5Kind Lending, LLC56%96 / 17196%$205K92

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 321 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Texas. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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