Sage Home Loans Corporation mortgage approval rate & lending review
Sage Home Loans Corporation decided 9,230 mortgage applications and funded 6,900 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sage Home Loans Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to sagehomeloans.com.
Sage Home Loans Corporation at a glance
Approval is 7.1 points above the 80.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 3,482 / 3,838 | 86% | $455K | 3,010 |
| Cash-out refinance | 74% | 867 / 1,175 | 83% | $325K | 723 |
| Refinance | 91% | 3,122 / 3,445 | 85% | $495K | 2,654 |
| Investment property purchase | 88% | 250 / 284 | 88% | $275K | 220 |
| Investment cash-out refinance | 66% | 175 / 264 | 85% | $255K | 149 |
| Investment refinance | 77% | 172 / 224 | 84% | $285K | 144 |
Sage Home Loans Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 85% | $685K | 1,016 | 730 |
| Texas | 84% | $395K | 835 | 592 |
| Florida | 80% | $365K | 589 | 396 |
| North Carolina | 92% | $455K | 524 | 400 |
| Georgia | 85% | $465K | 445 | 321 |
| Washington | 92% | $645K | 443 | 360 |
| New Jersey | 87% | $515K | 411 | 298 |
| Virginia | 89% | $535K | 312 | 243 |
| Illinois | 87% | $435K | 309 | 237 |
| Pennsylvania | 89% | $385K | 279 | 220 |
| Arizona | 87% | $465K | 278 | 212 |
| Colorado | 92% | $565K | 267 | 217 |
| Maryland | 89% | $495K | 266 | 202 |
| Massachusetts | 89% | $595K | 255 | 192 |
| South Carolina | 86% | $395K | 251 | 181 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sage Home Loans Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| King County, WA | Refinance | 92% | 128 | 103 |
| Alameda County, CA | Refinance | 92% | 50 | 43 |
| Wake County, NC | Refinance | 98% | 46 | 41 |
| Middlesex County, MA | Refinance | 93% | 43 | 33 |
| Montgomery County, MD | Refinance | 85% | 40 | 28 |
| Collin County, TX | Refinance | 92% | 39 | 28 |
| Snohomish County, WA | Refinance | 94% | 33 | 28 |
| Hennepin County, MN | Refinance | 91% | 34 | 26 |
| Mecklenburg County, NC | Refinance | 94% | 35 | 26 |
| Fairfax County, VA | Refinance | 90% | 31 | 24 |
| Loudoun County, VA | Refinance | 100% | 28 | 23 |
| Douglas County, CO | Refinance | 92% | 25 | 22 |
The county markets where Sage Home Loans Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Sage Home Loans Corporation
What is Sage Home Loans Corporation's mortgage approval rate?
Sage Home Loans Corporation approved 87.4% of the 9,230 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.1 points above the 80.3% national rate for the same mix of loan types.
How often do borrowers take the loan Sage Home Loans Corporation offers?
Borrowers accepted 86% of the loans Sage Home Loans Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sage Home Loans Corporation make?
The typical home purchase mortgage loan Sage Home Loans Corporation made was $455K; across all loan types its typical loan ran from $255K to $495K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sage Home Loans Corporation lend?
Sage Home Loans Corporation decided applications in 51 of the states Fat Boy Data covers, most of them in California, Texas and Florida.
Can I apply to Sage Home Loans Corporation directly?
Yes. Sage Home Loans Corporation reports as a direct lender that takes applications from borrowers. Its website is sagehomeloans.com.
Does this page show Sage Home Loans Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sage Home Loans Corporation treats applications, then get a rate quote from the lender.