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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Etowah County, Alabama

Fat Boy Data analyzed investment property refinance activity in Etowah County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 117 applications were decided by 28 lenders between 2023 and 2025.

Etowah County at a glance

28Active lenders1 with 20+ decisions
95.7%Market approval rate112 of 117 decided
$95KTypical loanmedian lender, $10K brackets
98%Borrower take-up110 loans funded

How Etowah County compares

Approval rate compared
Etowah County95.7%Alabama85.9%All 616 counties77.7%
Typical loan compared
Etowah County$95KAlabama$115KAll 616 counties$235K

What the data shows

Metro Bank made the most investment property refinances in Etowah County, AL, 25 of them.

Metro Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

Lenders approved 95.7% of investment property refinance applications in Etowah County, AL, 9.9 percentage points above the Alabama rate of 85.9%.

The typical investment property refinance here is $95K, 17% smaller than the Alabama typical of $115K.

Investment property refinance lenders in Etowah County

LenderApprovalApprovedTaken upTypical loanLoans made
1Metro Bank100%26 / 2696%$65K25
2EmblemLimited sample93%14 / 15100%$95K14
3Liberty BankLimited sample100%13 / 13100%$215K13
4The Exchange Bank of AlabamaLimited sample100%11 / 11100%$65K11
5Peoples Independent BankLimited sample100%11 / 11100%$135K11

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 23 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Etowah County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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