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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Alabama

Fat Boy Data analyzed investment property refinance activity in Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,759 applications were decided by 350 lenders between 2023 and 2025.

Alabama at a glance

350Active lenders50 with 20+ decisions
85.9%Market approval rate4,087 of 4,759 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,873 loans funded

How Alabama compares

Approval rate compared
Alabama85.9%All 616 counties77.7%
Typical loan compared
Alabama$115KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Alabama, 363 of them.

BankFirst Financial Services approved the highest share of applications among lenders with at least 20 decisions here, 100% of 81.

Lenders approved 85.9% of investment property refinance applications in Alabama, 8.2 percentage points above the the United States rate of 77.7%.

The typical investment property refinance here is $115K, 51% smaller than the the United States typical of $235K.

Approval rate of all 50 lenders with 20+ decisions here
0%25%50%75%100%Regions Bank: 25% approved of 57Navy Federal Credit Union: 33% approved of 33Homexpress Mortgage Corp.: 40% approved of 42PNC Bank, National Association: 41% approved of 46Newrez LLC: 55% approved of 22Lendingone, LLC: 55% approved of 113Wells Fargo Bank, National Association: 55% approved of 20Royal United Mortgage LLC: 59% approved of 37Deephaven Mortgage LLC: 61% approved of 23Rocket Mortgage, LLC: 62% approved of 69EvaBank: 67% approved of 39Assurance Financial Group, L.L.C.: 72% approved of 25United Community Bank: 74% approved of 39Redstone Federal Credit Union: 75% approved of 126United Wholesale Mortgage, LLC: 76% approved of 113Cadence Bank: 84% approved of 259Loan Funder LLC: 85% approved of 41Kiavi Funding, Inc.: 88% approved of 423Bpl Mortgage, LLC: 88% approved of 83Investar Bank, National Association: 89% approved of 38Lima One Capital, LLC: 91% approved of 22Trustmark Bank: 92% approved of 77Emblem: 95% approved of 22BankPlus: 96% approved of 52Community Bank of Mississippi: 97% approved of 259AmeriFirst Bank: 97% approved of 31United Bank: 97% approved of 34The First Bank: 97% approved of 37ServisFirst Bank: 97% approved of 39Bank Independent: 97% approved of 118Synovus Bank: 98% approved of 41Merchants & Marine Bank: 98% approved of 43Central State Bank: 98% approved of 43Renasant Bank: 98% approved of 176River Bank & Trust: 98% approved of 129Metro Bank: 99% approved of 80Bryant Bank: 99% approved of 150BankFirst Financial Services: 100% approved of 81AuburnBank: 100% approved of 64CB&S Bank, Inc.: 100% approved of 63Dominion Financial Services, LLC: 100% approved of 62Robertson Banking Company: 100% approved of 38First State Bank of Blakely: 100% approved of 37American Heritage Lending, LLC: 100% approved of 32First National Bank of Pulaski: 100% approved of 32Peoples Bank of Alabama: 100% approved of 29FirstBank: 100% approved of 28Century Bank: 100% approved of 27Premier Bank Of The South: 100% approved of 27PeoplesSouth Bank: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Alabama

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.88%371 / 42398%$105K363
2Community Bank of Mississippi97%250 / 25993%$155K232
3Cadence Bank84%218 / 25994%$105K206
4Renasant Bank98%173 / 17694%$85K163
5Bryant Bank99%149 / 15099%$155K148

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 345 more lenders.

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Counties in Alabama