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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Alabama

Fat Boy Data analyzed investment property refinance activity in Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,759 applications were decided by 350 lenders between 2023 and 2025.

Alabama at a glance

350Active lenders50 with 20+ decisions
85.9%Market approval rate4,087 of 4,759 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,873 loans funded

How Alabama compares

Approval rate compared
Alabama85.9%All 616 counties77.7%
Typical loan compared
Alabama$115KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Alabama, 363 of them.

BankFirst Financial Services approved the highest share of applications among lenders with at least 20 decisions here, 100% of 81.

Lenders approved 85.9% of investment property refinance applications in Alabama, 8.2 percentage points above the the United States rate of 77.7%.

The typical investment property refinance here is $115K, 51% smaller than the the United States typical of $235K.

Approval rate of all 50 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 57One lender: 33% approved of 33One lender: 40% approved of 42One lender: 41% approved of 46One lender: 55% approved of 22One lender: 55% approved of 113One lender: 55% approved of 20One lender: 59% approved of 37One lender: 61% approved of 23One lender: 62% approved of 69One lender: 67% approved of 39One lender: 72% approved of 25One lender: 74% approved of 39One lender: 75% approved of 126One lender: 76% approved of 113Cadence Bank: 84% approved of 259One lender: 85% approved of 41Kiavi Funding, Inc.: 88% approved of 423One lender: 88% approved of 83One lender: 89% approved of 38One lender: 91% approved of 22One lender: 92% approved of 77One lender: 95% approved of 22One lender: 96% approved of 52Community Bank of Mississippi: 97% approved of 259One lender: 97% approved of 31One lender: 97% approved of 34One lender: 97% approved of 37One lender: 97% approved of 39One lender: 97% approved of 118One lender: 98% approved of 41One lender: 98% approved of 43One lender: 98% approved of 43Renasant Bank: 98% approved of 176One lender: 98% approved of 129One lender: 99% approved of 80Bryant Bank: 99% approved of 150One lender: 100% approved of 81One lender: 100% approved of 64One lender: 100% approved of 63One lender: 100% approved of 62One lender: 100% approved of 38One lender: 100% approved of 37One lender: 100% approved of 32One lender: 100% approved of 32One lender: 100% approved of 29One lender: 100% approved of 28One lender: 100% approved of 27One lender: 100% approved of 27One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Alabama

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.88%371 / 42398%$105K363
2Community Bank of Mississippi97%250 / 25993%$155K232
3Cadence Bank84%218 / 25994%$105K206
4Renasant Bank98%173 / 17694%$85K163
5Bryant Bank99%149 / 15099%$155K148

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 345 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Alabama. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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