Investment property cash-out lenders in Etowah County, Alabama
Fat Boy Data analyzed investment cash-out refinance activity in Etowah County, Alabama, home to Gadsden, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 137 applications were decided by 35 lenders between 2023 and 2025.
Etowah County at a glance
How Etowah County compares
What the data shows
Family Savings Credit Union made the most investment cash-out refinances in Etowah County, AL, 56 of them.
That is 55% of every investment cash-out refinance originated here, so this market is unusually concentrated in one lender.
Family Savings Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 56.
Lenders approved 78.8% of investment cash-out refinance applications in Etowah County, AL, 8.2 percentage points above the Alabama rate of 70.6%.
Investment property cash-out lenders in Etowah County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Family Savings Credit Union | 100% | 56 / 56 | 100% | $125K | 56 |
| 2 | EmblemLimited sample | 100% | 14 / 14 | 86% | $115K | 12 |
| 3 | United Wholesale Mortgage, LLCBroker only | 38% | 3 / 8 | 100% | $75K | 3 |
| 4 | American Pacific Mortgage CorporationLimited sample | 67% | 4 / 6 | 100% | $125K | 4 |
| 5 | Rocket Mortgage, LLCLimited sample | 20% | 1 / 5 | 100% | $115K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 30 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Etowah County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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