Lender profile · HMDA 2023–2025
Royal United Mortgage LLC mortgage approval rates & lending data
Royal United Mortgage LLC decided 15,310 mortgage applications and funded 10,382 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 72% | 305 / 422 | 99% | $165K | 301 |
| Refinance | 72% | 9,507 / 13,265 | 96% | $105K | 9,151 |
| Investment property purchase | 67% | 54 / 81 | 100% | $95K | 54 |
| Investment refinance | 58% | 893 / 1,542 | 98% | $95K | 876 |
Royal United Mortgage LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 69% | $135K | 3,383 | 2,238 |
| Florida | 68% | $105K | 1,236 | 824 |
| Ohio | 68% | $85K | 1,099 | 716 |
| Pennsylvania | 70% | $95K | 919 | 636 |
| Indiana | 77% | $115K | 918 | 688 |
| New York | 68% | $115K | 873 | 568 |
| Michigan | 66% | $85K | 740 | 469 |
| Illinois | 70% | $105K | 693 | 476 |
| Georgia | 70% | $95K | 568 | 386 |
| North Carolina | 75% | $95K | 502 | 361 |
| South Carolina | 73% | $85K | 443 | 306 |
| California | 72% | $105K | 392 | 268 |
| Alabama | 71% | $95K | 358 | 243 |
| Louisiana | 57% | $105K | 321 | 178 |
| Missouri | 75% | $105K | 311 | 230 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.