Nationstar Mortgage LLC mortgage approval rate & lending review
Nationstar Mortgage LLC decided 88,047 mortgage applications and funded 69,657 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Nationstar Mortgage LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Nationstar Mortgage LLC at a glance
Approval is 9.3 points above the 71.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 10,881 / 11,770 | 99% | $335K | 10,785 |
| Home improvement loans | 79% | 7,140 / 9,043 | 97% | $55K | 6,945 |
| Cash-out refinance | 79% | 40,057 / 50,560 | 98% | $205K | 39,097 |
| Refinance | 83% | 10,452 / 12,625 | 95% | $345K | 9,963 |
| Investment property purchase | 89% | 1,259 / 1,413 | 99% | $205K | 1,245 |
| Investment cash-out refinance | 63% | 1,392 / 2,218 | 98% | $185K | 1,366 |
| Investment refinance | 64% | 225 / 351 | 96% | $235K | 215 |
| Investment home improvement | 64% | 43 / 67 | 95% | $115K | 41 |
Nationstar Mortgage LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 76% | $295K | 8,291 | 6,171 |
| Texas | 82% | $195K | 8,147 | 6,488 |
| Florida | 78% | $225K | 8,068 | 6,132 |
| Georgia | 82% | $205K | 4,401 | 3,521 |
| Pennsylvania | 81% | $175K | 3,476 | 2,745 |
| North Carolina | 85% | $205K | 3,425 | 2,831 |
| Illinois | 80% | $185K | 3,420 | 2,680 |
| New Jersey | 82% | $265K | 3,310 | 2,667 |
| Arizona | 82% | $235K | 3,218 | 2,585 |
| Ohio | 83% | $145K | 3,127 | 2,517 |
| New York | 78% | $235K | 2,921 | 2,226 |
| Michigan | 82% | $145K | 2,804 | 2,238 |
| South Carolina | 85% | $205K | 2,287 | 1,882 |
| Maryland | 78% | $265K | 2,214 | 1,688 |
| Tennessee | 85% | $205K | 2,078 | 1,719 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Nationstar Mortgage LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Cash-out refinance | 81% | 1,061 | 841 |
| Harris County, TX | Cash-out refinance | 80% | 767 | 596 |
| Los Angeles County, CA | Cash-out refinance | 76% | 764 | 563 |
| Cook County, IL | Cash-out refinance | 72% | 774 | 543 |
| Tarrant County, TX | Cash-out refinance | 84% | 501 | 407 |
| Riverside County, CA | Cash-out refinance | 76% | 463 | 344 |
| San Bernardino County, CA | Cash-out refinance | 75% | 460 | 335 |
| Dallas County, TX | Cash-out refinance | 81% | 419 | 334 |
| Bexar County, TX | Cash-out refinance | 80% | 406 | 313 |
| Wayne County, MI | Cash-out refinance | 80% | 368 | 289 |
| Maricopa County, AZ | Refinance | 87% | 328 | 274 |
| Broward County, FL | Cash-out refinance | 70% | 392 | 263 |
The county markets where Nationstar Mortgage LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Nationstar Mortgage LLC
What is Nationstar Mortgage LLC's mortgage approval rate?
Nationstar Mortgage LLC approved 81.1% of the 88,047 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.3 points above the 71.9% national rate for the same mix of loan types.
How often do borrowers take the loan Nationstar Mortgage LLC offers?
Borrowers accepted 97% of the loans Nationstar Mortgage LLC approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Nationstar Mortgage LLC make?
The typical cash-out refinance loan Nationstar Mortgage LLC made was $205K; across all loan types its typical loan ran from $55K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Nationstar Mortgage LLC lend?
Nationstar Mortgage LLC decided applications in 51 of the states Fat Boy Data covers, most of them in California, Texas and Florida.
Can I apply to Nationstar Mortgage LLC directly?
Yes. Nationstar Mortgage LLC reports as a direct lender that takes applications from borrowers.
Does this page show Nationstar Mortgage LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Nationstar Mortgage LLC treats applications, then get a rate quote from the lender.