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refinance lenders · HMDA 2023–2025

Refinance lenders in Lake County, Florida

Fat Boy Data analyzed mortgage refinance activity in Lake County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,186 applications were decided by 268 lenders between 2023 and 2025.

Lake County at a glance

268Active lenders34 with 20+ decisions
69.0%Market approval rate2,199 of 3,186 decided
$325KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,974 loans funded

How Lake County compares

Approval rate compared
Lake County69.0%Florida66.8%All 616 counties76.5%
Typical loan compared
Lake County$325KFlorida$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Lake County, FL, 169 of them.

Citizens First Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 34.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 17% approved of 24Discover Bank: 27% approved of 97Mortgage Research Center, LLC: 39% approved of 75Pentagon Federal Credit Union: 43% approved of 21Lakeview Loan Servicing, LLC: 44% approved of 147Seacoast National Bank: 46% approved of 24Bank of America, National Association: 47% approved of 100Spring Eq, LLC: 47% approved of 34Navy Federal Credit Union: 48% approved of 21Carrington Mortgage Services, LLC: 52% approved of 21Truist Bank: 54% approved of 179SouthState Bank, National Association: 56% approved of 32Fifth Third Bank, National Association: 57% approved of 53Fairwinds Credit Union: 57% approved of 28TD Bank, National Association: 58% approved of 24Third Federal Savings And Loan Association Of Cleveland: 60% approved of 48Midflorida: 61% approved of 33Newrez LLC: 62% approved of 72PNC Bank, National Association: 66% approved of 88Regions Bank: 69% approved of 62Onity Mortgage Corporation: 71% approved of 28Rocket Mortgage, LLC: 73% approved of 261Planet Home Lending, LLC: 79% approved of 29United Wholesale Mortgage, LLC: 80% approved of 334Wells Fargo Bank, National Association: 80% approved of 25Royal United Mortgage LLC: 84% approved of 32Longbridge Financial, LLC: 85% approved of 26Pennymac Loan Services, LLC: 85% approved of 107Village Capital & Investment LLC: 89% approved of 105Finance of America Reverse LLC: 89% approved of 36Nationstar Mortgage LLC: 91% approved of 22Mutual of Omaha Mortgage, Inc.: 93% approved of 28Freedom Mortgage Corporation: 94% approved of 151Citizens First Bank: 97% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%266 / 33493%$365K247
2Rocket Mortgage, LLC73%190 / 26189%$325K169
3Truist Bank54%97 / 17993%$105K90
4Freedom Mortgage Corporation94%142 / 15178%$335K111
5Lakeview Loan Servicing, LLC44%64 / 14756%$385K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 263 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Lake County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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