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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Lake County, Florida

Fat Boy Data analyzed investment property refinance activity in Lake County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 212 applications were decided by 93 lenders between 2023 and 2025.

Lake County at a glance

93Active lenders0 with 20+ decisions
74.1%Market approval rate157 of 212 decided
$235KTypical loanmedian lender, $10K brackets
92%Borrower take-up144 loans funded

How Lake County compares

Approval rate compared
Lake County74.1%Florida68.0%All 616 counties77.7%
Typical loan compared
Lake County$235KFlorida$275KAll 616 counties$235K

What the data shows

United Southern Bank made the most investment property refinances in Lake County, FL, 13 of them.

Lenders approved 74.1% of investment property refinance applications in Lake County, FL, 6.1 percentage points above the Florida rate of 68.0%.

The typical investment property refinance here is $235K, 15% smaller than the Florida typical of $275K.

Investment property refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.Limited sample75%12 / 1683%$165K10
2United Southern BankLimited sample100%13 / 13100%$185K13
3Rocket Mortgage, LLCLimited sample67%8 / 12100%$245K8
4United Wholesale Mortgage, LLCBroker only100%8 / 888%$395K7
5Homexpress Mortgage Corp.Broker only29%2 / 7100%$175K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 88 more lenders.

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