Lender profile · HMDA 2023–2025
Suncoast Credit Union mortgage approval rates & lending data
Suncoast Credit Union decided 19,808 mortgage applications and funded 14,055 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 4,738 / 5,675 | 99% | $305K | 4,682 |
| Home improvement loans | 69% | 6,858 / 9,927 | 97% | $65K | 6,624 |
| Cash-out refinance | 57% | 834 / 1,467 | 98% | $195K | 821 |
| Refinance | 73% | 1,760 / 2,415 | 97% | $95K | 1,715 |
| Investment property purchase | 87% | 182 / 210 | 99% | $265K | 181 |
| Investment cash-out refinance | 30% | 17 / 57 | 100% | $175K | 17 |
| Investment refinance | 29% | 12 / 41 | 92% | $285K | 11 |
Suncoast Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 73% | $95K | 19,684 | 13,991 |
| North Carolina | 68% | $385K | 22 | 14 |
| South Carolina | 64% | $305K | 22 | 14 |
| Tennessee | 63% | $455K | 19 | 12 |
| Georgia | 61% | $265K | 18 | 11 |
| Alabama | 69% | $145K | 13 | 9 |
| Virginia | 75% | $315K | 4 | 3 |
| Illinois | 0% | — | 3 | 0 |
| California | 0% | — | 2 | 0 |
| Colorado | 0% | — | 2 | 0 |
| Michigan | 0% | — | 2 | 0 |
| Mississippi | 50% | $125K | 2 | 1 |
| Missouri | 0% | — | 2 | 0 |
| Texas | 0% | — | 2 | 0 |
| Arizona | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.