Home improvement loan lenders in St. Lucie County, Florida
Fat Boy Data analyzed home improvement loan activity in St. Lucie County, Florida, home to Port St. Lucie, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,042 applications were decided by 140 lenders between 2023 and 2025.
St. Lucie County at a glance
How St. Lucie County compares
What the data shows
Midflorida made the most home improvement loans in St. Lucie County, FL, 268 of them.
Gold Coast Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.
Lenders approved 47.0% of home improvement loan applications in St. Lucie County, FL, 6.7 percentage points below the Florida rate of 53.6%.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in St. Lucie County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Midflorida | 37% | 276 / 750 | 97% | $55K | 268 |
| 2 | Bank of America, National Association | 29% | 192 / 655 | 98% | $95K | 188 |
| 3 | PNC Bank, National Association | 55% | 247 / 451 | 98% | $75K | 241 |
| 4 | Seacoast National Bank | 55% | 219 / 396 | 92% | $85K | 202 |
| 5 | TD Bank, National Association | 55% | 132 / 242 | 97% | $85K | 128 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 135 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in St. Lucie County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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