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refinance lenders · HMDA 2023–2025

Refinance lenders in St. Lucie County, Florida

Fat Boy Data analyzed mortgage refinance activity in St. Lucie County, Florida, home to Port St. Lucie, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,453 applications were decided by 256 lenders between 2023 and 2025.

St. Lucie County at a glance

256Active lenders28 with 20+ decisions
65.0%Market approval rate2,243 of 3,453 decided
$325KTypical loanmedian lender, $10K brackets
87%Borrower take-up1,948 loans funded

How St. Lucie County compares

Approval rate compared
St. Lucie County65.0%Florida66.8%All 616 counties76.5%
Typical loan compared
St. Lucie County$325KFlorida$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in St. Lucie County, FL, 162 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 93% of 164.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 96One lender: 22% approved of 54Lakeview Loan Servicing, LLC: 38% approved of 200One lender: 39% approved of 76One lender: 43% approved of 68One lender: 44% approved of 25Midflorida: 47% approved of 181One lender: 54% approved of 84One lender: 55% approved of 69One lender: 56% approved of 57PNC Bank, National Association: 59% approved of 187One lender: 60% approved of 65One lender: 62% approved of 37One lender: 71% approved of 42One lender: 71% approved of 35United Wholesale Mortgage, LLC: 73% approved of 410One lender: 74% approved of 23One lender: 75% approved of 67Rocket Mortgage, LLC: 75% approved of 236One lender: 77% approved of 30One lender: 81% approved of 32One lender: 83% approved of 52One lender: 83% approved of 107One lender: 87% approved of 23One lender: 92% approved of 112One lender: 93% approved of 43One lender: 93% approved of 44One lender: 93% approved of 164

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in St. Lucie County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only73%299 / 41092%$385K276
2Rocket Mortgage, LLC75%177 / 23692%$325K162
3Lakeview Loan Servicing, LLC38%76 / 20034%$375K26
4PNC Bank, National Association59%111 / 18798%$115K109
5Midflorida47%85 / 18196%$105K82

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 251 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in St. Lucie County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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