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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in St. Lucie County, Florida

Fat Boy Data analyzed cash-out refinance activity in St. Lucie County, Florida, home to Port St. Lucie, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,231 applications were decided by 292 lenders between 2023 and 2025.

St. Lucie County at a glance

292Active lenders41 with 20+ decisions
61.2%Market approval rate3,811 of 6,231 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,571 loans funded

How St. Lucie County compares

Approval rate compared
St. Lucie County61.2%Florida62.2%All 616 counties68.2%
Typical loan compared
St. Lucie County$175KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in St. Lucie County, FL, 1,101 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 48.

The typical cash-out refinance here is $175K, 10% smaller than the Florida typical of $195K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 74One lender: 20% approved of 45One lender: 21% approved of 34Amerisave Mortgage Corporation: 22% approved of 373One lender: 24% approved of 38One lender: 25% approved of 111One lender: 28% approved of 183One lender: 34% approved of 62One lender: 34% approved of 141Newrez LLC: 39% approved of 307One lender: 40% approved of 20One lender: 43% approved of 63One lender: 44% approved of 34One lender: 45% approved of 20One lender: 48% approved of 48One lender: 50% approved of 60One lender: 51% approved of 37One lender: 56% approved of 72One lender: 56% approved of 79One lender: 56% approved of 200One lender: 58% approved of 133One lender: 58% approved of 24One lender: 60% approved of 80One lender: 62% approved of 26One lender: 63% approved of 27One lender: 65% approved of 153One lender: 65% approved of 91Loandepot.Com, LLC: 66% approved of 218One lender: 68% approved of 25One lender: 68% approved of 22United Wholesale Mortgage, LLC: 70% approved of 621One lender: 70% approved of 47One lender: 73% approved of 26One lender: 75% approved of 130One lender: 76% approved of 29One lender: 76% approved of 25Rocket Mortgage, LLC: 80% approved of 1,415One lender: 84% approved of 57One lender: 92% approved of 24One lender: 96% approved of 48One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in St. Lucie County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,136 / 1,41597%$165K1,101
2United Wholesale Mortgage, LLCBroker only70%433 / 62197%$255K422
3Amerisave Mortgage Corporation22%83 / 37398%$125K81
4Newrez LLC39%121 / 30798%$105K118
5Loandepot.Com, LLC66%143 / 21895%$265K136

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 287 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in St. Lucie County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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