A&D Mortgage LLC mortgage approval rate & lending review
A&D Mortgage LLC decided 32,084 mortgage applications and funded 27,231 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions A&D Mortgage LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to mortgage.com.
A&D Mortgage LLC at a glance
Approval is 4.3 points above the 82.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 10,341 / 11,798 | 99% | $385K | 10,198 |
| Cash-out refinance | 79% | 2,653 / 3,344 | 97% | $295K | 2,579 |
| Refinance | 89% | 1,575 / 1,762 | 97% | $445K | 1,535 |
| Investment property purchase | 90% | 8,255 / 9,177 | 98% | $275K | 8,071 |
| Investment cash-out refinance | 85% | 4,150 / 4,908 | 98% | $225K | 4,047 |
| Investment refinance | 76% | 835 / 1,095 | 96% | $295K | 801 |
A&D Mortgage LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 88% | $275K | 14,348 | 12,312 |
| California | 84% | $615K | 2,847 | 2,358 |
| New York | 85% | $435K | 2,819 | 2,354 |
| Texas | 86% | $235K | 2,384 | 1,986 |
| New Jersey | 85% | $405K | 1,233 | 1,029 |
| Illinois | 87% | $305K | 779 | 666 |
| Arizona | 91% | $435K | 737 | 658 |
| Georgia | 85% | $365K | 719 | 585 |
| Pennsylvania | 86% | $195K | 703 | 588 |
| Maryland | 82% | $255K | 476 | 381 |
| South Carolina | 91% | $315K | 414 | 375 |
| North Carolina | 89% | $335K | 406 | 359 |
| Ohio | 86% | $135K | 354 | 301 |
| Connecticut | 84% | $295K | 348 | 281 |
| Virginia | 89% | $495K | 330 | 288 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where A&D Mortgage LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Miami-Dade County, FL | Investment property purchase | 90% | 1,527 | 1,343 |
| Miami-Dade County, FL | Mortgage lenders | 86% | 1,547 | 1,311 |
| Broward County, FL | Mortgage lenders | 87% | 1,031 | 888 |
| Broward County, FL | Investment property purchase | 92% | 874 | 790 |
| Miami-Dade County, FL | Investment cash-out refinance | 90% | 839 | 734 |
| Palm Beach County, FL | Mortgage lenders | 88% | 518 | 449 |
| Miami-Dade County, FL | Cash-out refinance | 81% | 558 | 442 |
| Osceola County, FL | Investment property purchase | 91% | 476 | 429 |
| Broward County, FL | Investment cash-out refinance | 87% | 399 | 337 |
| Orange County, FL | Investment property purchase | 89% | 387 | 333 |
| Palm Beach County, FL | Investment property purchase | 92% | 368 | 332 |
| Polk County, FL | Investment property purchase | 90% | 294 | 256 |
The county markets where A&D Mortgage LLC made the most loans. Each link opens that market with every lender ranked.
Questions about A&D Mortgage LLC
What is A&D Mortgage LLC's mortgage approval rate?
A&D Mortgage LLC approved 86.7% of the 32,084 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.3 points above the 82.4% national rate for the same mix of loan types.
How often do borrowers take the loan A&D Mortgage LLC offers?
Borrowers accepted 98% of the loans A&D Mortgage LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does A&D Mortgage LLC make?
The typical home purchase mortgage loan A&D Mortgage LLC made was $385K; across all loan types its typical loan ran from $225K to $445K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does A&D Mortgage LLC lend?
A&D Mortgage LLC decided applications in 50 of the states Fat Boy Data covers, most of them in Florida, California and New York.
Can I apply to A&D Mortgage LLC directly?
Yes. A&D Mortgage LLC reports as a direct lender that takes applications from borrowers. Its website is mortgage.com.
Does this page show A&D Mortgage LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how A&D Mortgage LLC treats applications, then get a rate quote from the lender.