Lender profile · HMDA 2023–2025
Academy Mortgage Corporation mortgage approval rates & lending data
Academy Mortgage Corporation decided 14,140 mortgage applications and funded 13,566 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 12,152 / 12,510 | 99% | $325K | 12,080 |
| Cash-out refinance | 89% | 466 / 524 | 97% | $265K | 454 |
| Refinance | 91% | 183 / 202 | 99% | $375K | 182 |
| Investment property purchase | 96% | 731 / 760 | 99% | $255K | 722 |
| Investment cash-out refinance | 88% | 86 / 98 | 100% | $185K | 86 |
| Investment refinance | 91% | 42 / 46 | 100% | $335K | 42 |
Academy Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 96% | $205K | 1,607 | 1,534 |
| Utah | 98% | $405K | 1,538 | 1,491 |
| Washington | 98% | $425K | 1,311 | 1,273 |
| Arizona | 94% | $355K | 1,254 | 1,163 |
| Florida | 95% | $215K | 1,253 | 1,187 |
| Idaho | 98% | $315K | 913 | 896 |
| California | 98% | $355K | 866 | 840 |
| Colorado | 97% | $375K | 834 | 804 |
| Oregon | 98% | $405K | 579 | 564 |
| North Carolina | 98% | $295K | 561 | 548 |
| Georgia | 95% | $335K | 520 | 492 |
| Massachusetts | 96% | $245K | 423 | 403 |
| Michigan | 95% | $95K | 422 | 398 |
| New Mexico | 96% | $235K | 313 | 297 |
| Maryland | 98% | $215K | 258 | 250 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.