Lender profile · HMDA 2023–2025
Advantagefirst Lending Inc. mortgage approval rates & lending data
Advantagefirst Lending Inc. decided 5,186 mortgage applications and funded 3,405 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 65% | 36 / 55 | 100% | $265K | 36 |
| Cash-out refinance | 66% | 3,146 / 4,756 | 100% | $295K | 3,146 |
| Refinance | 59% | 184 / 312 | 100% | $265K | 184 |
| Investment cash-out refinance | 43% | 16 / 37 | 100% | $185K | 16 |
Advantagefirst Lending Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 63% | $375K | 781 | 492 |
| Florida | 61% | $285K | 705 | 431 |
| North Carolina | 66% | $275K | 411 | 273 |
| Arizona | 70% | $335K | 355 | 250 |
| Georgia | 64% | $285K | 329 | 212 |
| Pennsylvania | 68% | $245K | 309 | 210 |
| Ohio | 63% | $235K | 293 | 184 |
| New Jersey | 73% | $305K | 253 | 185 |
| South Carolina | 70% | $295K | 192 | 135 |
| Michigan | 70% | $245K | 189 | 132 |
| Tennessee | 69% | $295K | 183 | 127 |
| Maryland | 67% | $325K | 182 | 122 |
| Colorado | 70% | $345K | 158 | 111 |
| Alabama | 69% | $305K | 137 | 94 |
| Wisconsin | 64% | $245K | 135 | 87 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.