Angel Oak Mortgage Solutions LLC mortgage approval rate & lending review
Angel Oak Mortgage Solutions LLC decided 16,297 mortgage applications and funded 12,602 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Angel Oak Mortgage Solutions LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Angel Oak Mortgage Solutions LLC at a glance
Approval is 1.2 points below the 80.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 3,306 / 3,999 | 99% | $475K | 3,266 |
| Home improvement loans | 80% | 41 / 51 | 95% | $485K | 39 |
| Cash-out refinance | 73% | 2,209 / 3,014 | 97% | $345K | 2,149 |
| Refinance | 60% | 140 / 232 | 96% | $485K | 134 |
| Investment property purchase | 83% | 4,116 / 4,968 | 98% | $255K | 4,044 |
| Investment cash-out refinance | 77% | 2,818 / 3,674 | 97% | $245K | 2,737 |
| Investment refinance | 62% | 169 / 273 | 98% | $315K | 165 |
| Investment home improvement | 80% | 69 / 86 | 99% | $215K | 68 |
Angel Oak Mortgage Solutions LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 81% | $295K | 5,580 | 4,457 |
| California | 75% | $485K | 2,621 | 1,906 |
| Texas | 78% | $215K | 1,544 | 1,172 |
| South Carolina | 82% | $195K | 603 | 488 |
| Georgia | 78% | $285K | 600 | 460 |
| North Carolina | 79% | $245K | 443 | 348 |
| Arizona | 77% | $315K | 430 | 322 |
| New Jersey | 80% | $335K | 377 | 298 |
| Virginia | 84% | $235K | 328 | 272 |
| Pennsylvania | 82% | $205K | 322 | 259 |
| Maryland | 77% | $155K | 301 | 229 |
| Illinois | 80% | $185K | 297 | 230 |
| Colorado | 77% | $345K | 259 | 196 |
| Tennessee | 77% | $275K | 226 | 169 |
| Ohio | 74% | $165K | 221 | 157 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Angel Oak Mortgage Solutions LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Miami-Dade County, FL | Investment property purchase | 86% | 354 | 300 |
| Miami-Dade County, FL | Mortgage lenders | 84% | 312 | 259 |
| Broward County, FL | Investment property purchase | 81% | 280 | 223 |
| Miami-Dade County, FL | Cash-out refinance | 79% | 289 | 223 |
| Broward County, FL | Mortgage lenders | 85% | 262 | 222 |
| Miami-Dade County, FL | Investment cash-out refinance | 79% | 256 | 193 |
| Palm Beach County, FL | Investment property purchase | 88% | 197 | 170 |
| Los Angeles County, CA | Cash-out refinance | 73% | 238 | 167 |
| Horry County, SC | Investment property purchase | 85% | 176 | 147 |
| Broward County, FL | Investment cash-out refinance | 81% | 165 | 131 |
| Los Angeles County, CA | Investment cash-out refinance | 69% | 177 | 117 |
| Broward County, FL | Cash-out refinance | 74% | 158 | 113 |
The county markets where Angel Oak Mortgage Solutions LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Angel Oak Mortgage Solutions LLC
What is Angel Oak Mortgage Solutions LLC's mortgage approval rate?
Angel Oak Mortgage Solutions LLC approved 79.0% of the 16,297 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.2 points below the 80.1% national rate for the same mix of loan types.
How often do borrowers take the loan Angel Oak Mortgage Solutions LLC offers?
Borrowers accepted 98% of the loans Angel Oak Mortgage Solutions LLC approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Angel Oak Mortgage Solutions LLC make?
The typical investment property mortgage loan Angel Oak Mortgage Solutions LLC made was $255K; across all loan types its typical loan ran from $215K to $485K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Angel Oak Mortgage Solutions LLC lend?
Angel Oak Mortgage Solutions LLC decided applications in 48 of the states Fat Boy Data covers, most of them in Florida, California and Texas.
Can I apply to Angel Oak Mortgage Solutions LLC directly?
Yes. Angel Oak Mortgage Solutions LLC reports as a direct lender that takes applications from borrowers.
Does this page show Angel Oak Mortgage Solutions LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Angel Oak Mortgage Solutions LLC treats applications, then get a rate quote from the lender.