Lender profile · HMDA 2023–2025
Arizona Central Credit Union mortgage approval rates & lending data
Arizona Central Credit Union decided 2,024 mortgage applications and funded 1,159 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 59% | 138 / 235 | 100% | $345K | 138 |
| Home improvement loans | 74% | 659 / 886 | 100% | $85K | 656 |
| Cash-out refinance | 41% | 327 / 792 | 100% | $85K | 326 |
| Refinance | 68% | 19 / 28 | 100% | $445K | 19 |
| Investment cash-out refinance | 10% | 4 / 42 | 75% | $235K | 3 |
| Investment home improvement | 41% | 11 / 27 | 100% | $95K | 11 |
Arizona Central Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 58% | $85K | 2,024 | 1,159 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.