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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Coconino County, Arizona

Fat Boy Data analyzed cash-out refinance activity in Coconino County, Arizona, home to Flagstaff, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,189 applications were decided by 151 lenders between 2023 and 2025.

Coconino County at a glance

151Active lenders11 with 20+ decisions
70.0%Market approval rate832 of 1,189 decided
$265KTypical loanmedian lender, $10K brackets
94%Borrower take-up784 loans funded

How Coconino County compares

Approval rate compared
Coconino County70.0%Arizona71.3%All 616 counties68.2%
Typical loan compared
Coconino County$265KArizona$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Coconino County, AZ, 193 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 81% of 21.

The typical cash-out refinance here is $265K, 29% larger than the Arizona typical of $205K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 25% approved of 71One lender: 45% approved of 31Newrez LLC: 50% approved of 38One lender: 55% approved of 38One lender: 59% approved of 32One lender: 74% approved of 27One lender: 75% approved of 24OneAZ Credit Union: 77% approved of 48Rocket Mortgage, LLC: 80% approved of 250One lender: 81% approved of 21United Wholesale Mortgage, LLC: 83% approved of 140

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Coconino County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%201 / 25096%$185K193
2United Wholesale Mortgage, LLCBroker only83%116 / 14099%$275K115
3Amerisave Mortgage Corporation25%18 / 71100%$125K18
4OneAZ Credit Union77%37 / 48100%$265K37
5Newrez LLC50%19 / 38100%$235K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 146 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Coconino County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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