HomeArizonaNavajo CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Navajo County, Arizona

Fat Boy Data analyzed cash-out refinance activity in Navajo County, Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,266 applications were decided by 140 lenders between 2023 and 2025.

Navajo County at a glance

140Active lenders12 with 20+ decisions
69.6%Market approval rate881 of 1,266 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up837 loans funded

How Navajo County compares

Approval rate compared
Navajo County69.6%Arizona71.3%All 616 counties68.2%
Typical loan compared
Navajo County$175KArizona$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Navajo County, AZ, 212 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 80.

The typical cash-out refinance here is $175K, 15% smaller than the Arizona typical of $205K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 26% approved of 23Amerisave Mortgage Corporation: 35% approved of 100Arizona Central Credit Union: 46% approved of 41Loandepot.Com, LLC: 48% approved of 31Zions Bancorporation, N.A.: 50% approved of 20Newrez LLC: 54% approved of 39Carrington Mortgage Services, LLC: 55% approved of 22Freedom Mortgage Corporation: 55% approved of 42Rocket Mortgage, LLC: 81% approved of 268United Wholesale Mortgage, LLC: 89% approved of 126Nationstar Mortgage LLC: 95% approved of 22Guild Mortgage Company LLC: 98% approved of 80

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Navajo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%216 / 26898%$175K212
2United Wholesale Mortgage, LLCBroker only89%112 / 12699%$235K111
3Amerisave Mortgage Corporation35%35 / 100100%$135K35
4Guild Mortgage Company LLC98%78 / 8090%$175K70
5Freedom Mortgage Corporation55%23 / 4296%$205K22

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 135 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Navajo County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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