Ark-La-Tex Financial Services, LLC. mortgage approval rate & lending review
Ark-La-Tex Financial Services, LLC. decided 40,801 mortgage applications and funded 36,773 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Ark-La-Tex Financial Services, LLC. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to benchmark.us.
Ark-La-Tex Financial Services, LLC. at a glance
Approval is 9.7 points above the 85.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 32,308 / 33,628 | 95% | $315K | 30,674 |
| Cash-out refinance | 90% | 1,871 / 2,072 | 90% | $255K | 1,677 |
| Refinance | 96% | 2,008 / 2,098 | 92% | $375K | 1,841 |
| Investment property purchase | 95% | 2,311 / 2,423 | 93% | $245K | 2,147 |
| Investment cash-out refinance | 87% | 351 / 404 | 85% | $215K | 297 |
| Investment refinance | 89% | 156 / 175 | 87% | $275K | 136 |
Ark-La-Tex Financial Services, LLC. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 96% | $315K | 13,531 | 12,381 |
| California | 94% | $445K | 2,595 | 2,187 |
| Florida | 92% | $325K | 2,405 | 2,070 |
| Colorado | 97% | $315K | 2,018 | 1,879 |
| South Carolina | 97% | $215K | 1,467 | 1,364 |
| Illinois | 91% | $275K | 1,363 | 1,100 |
| Tennessee | 96% | $305K | 1,264 | 1,168 |
| Pennsylvania | 96% | $185K | 1,138 | 1,057 |
| Arizona | 95% | $415K | 1,124 | 1,001 |
| Kentucky | 97% | $255K | 1,086 | 1,023 |
| Michigan | 96% | $285K | 1,073 | 974 |
| Ohio | 97% | $155K | 828 | 752 |
| Georgia | 94% | $305K | 816 | 722 |
| Nebraska | 97% | $245K | 810 | 773 |
| Louisiana | 96% | $205K | 701 | 640 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Ark-La-Tex Financial Services, LLC. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Montgomery County, TX | Mortgage lenders | 97% | 1,573 | 1,472 |
| Harris County, TX | Mortgage lenders | 93% | 1,333 | 1,166 |
| Tarrant County, TX | Mortgage lenders | 97% | 1,072 | 1,006 |
| Collin County, TX | Mortgage lenders | 98% | 1,039 | 967 |
| Mesa County, CO | Mortgage lenders | 98% | 998 | 957 |
| Denton County, TX | Mortgage lenders | 98% | 962 | 889 |
| Bexar County, TX | Mortgage lenders | 96% | 946 | 842 |
| Lubbock County, TX | Mortgage lenders | 99% | 732 | 709 |
| Fayette County, KY | Mortgage lenders | 99% | 669 | 654 |
| Spartanburg County, SC | Mortgage lenders | 98% | 584 | 561 |
| Fort Bend County, TX | Mortgage lenders | 97% | 607 | 555 |
| Dallas County, TX | Mortgage lenders | 96% | 609 | 553 |
The county markets where Ark-La-Tex Financial Services, LLC. made the most loans. Each link opens that market with every lender ranked.
Questions about Ark-La-Tex Financial Services, LLC.
What is Ark-La-Tex Financial Services, LLC.'s mortgage approval rate?
Ark-La-Tex Financial Services, LLC. approved 95.6% of the 40,801 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.7 points above the 85.9% national rate for the same mix of loan types.
How often do borrowers take the loan Ark-La-Tex Financial Services, LLC. offers?
Borrowers accepted 94% of the loans Ark-La-Tex Financial Services, LLC. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Ark-La-Tex Financial Services, LLC. make?
The typical home purchase mortgage loan Ark-La-Tex Financial Services, LLC. made was $315K; across all loan types its typical loan ran from $215K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Ark-La-Tex Financial Services, LLC. lend?
Ark-La-Tex Financial Services, LLC. decided applications in 51 of the states Fat Boy Data covers, most of them in Texas, California and Florida.
Can I apply to Ark-La-Tex Financial Services, LLC. directly?
Yes. Ark-La-Tex Financial Services, LLC. reports as a direct lender that takes applications from borrowers. Its website is benchmark.us.
Does this page show Ark-La-Tex Financial Services, LLC.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Ark-La-Tex Financial Services, LLC. treats applications, then get a rate quote from the lender.