Bradesco Bank mortgage approval rate & lending review
Bradesco Bank decided 2,775 mortgage applications and funded 2,525 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bradesco Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Bradesco Bank at a glance
Approval is 4.8 points above the 86.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 148 / 160 | 99% | $535K | 147 |
| Investment property purchase | 92% | 2,258 / 2,443 | 99% | $395K | 2,246 |
| Investment cash-out refinance | 75% | 36 / 48 | 100% | $445K | 36 |
| Investment refinance | 78% | 82 / 105 | 99% | $515K | 81 |
Bradesco Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 92% | $395K | 2,571 | 2,342 |
| Texas | 93% | $325K | 158 | 146 |
| New York | 86% | $1.28M | 35 | 30 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bradesco Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Miami-Dade County, FL | Investment property purchase | 91% | 996 | 899 |
| Osceola County, FL | Investment property purchase | 94% | 323 | 303 |
| Broward County, FL | Investment property purchase | 93% | 269 | 248 |
| Orange County, FL | Investment property purchase | 95% | 203 | 191 |
| Polk County, FL | Investment property purchase | 95% | 133 | 127 |
| Palm Beach County, FL | Investment property purchase | 91% | 110 | 98 |
| Lake County, FL | Investment property purchase | 95% | 88 | 83 |
| Miami-Dade County, FL | Investment refinance | 85% | 54 | 46 |
| Montgomery County, TX | Investment property purchase | 94% | 49 | 46 |
| Miami-Dade County, FL | Investment cash-out refinance | 83% | 30 | 25 |
| New York County, NY | Investment property purchase | 84% | 25 | 21 |
The county markets where Bradesco Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Bradesco Bank
What is Bradesco Bank's mortgage approval rate?
Bradesco Bank approved 91.5% of the 2,775 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.8 points above the 86.7% national rate for the same mix of loan types.
How often do borrowers take the loan Bradesco Bank offers?
Borrowers accepted 99% of the loans Bradesco Bank approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bradesco Bank make?
The typical investment property mortgage loan Bradesco Bank made was $395K; across all loan types its typical loan ran from $395K to $535K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bradesco Bank lend?
Bradesco Bank decided applications in 8 of the states Fat Boy Data covers, most of them in Florida, Texas and New York.
Can I apply to Bradesco Bank directly?
Yes. Bradesco Bank is a bank or credit union with 1 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Bradesco Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bradesco Bank treats applications, then get a rate quote from the lender.