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investment property lenders · HMDA 2023–2025

Investment property lenders in New York County, New York

Fat Boy Data analyzed investment property mortgage activity in New York County, New York, home to Manhattan, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,888 applications were decided by 194 lenders between 2023 and 2025.

New York County at a glance

194Active lenders27 with 20+ decisions
83.1%Market approval rate2,399 of 2,888 decided
$795KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,291 loans funded

How New York County compares

Approval rate compared
New York County83.1%New York85.2%All 616 counties87.5%
Typical loan compared
New York County$795KNew York$465KAll 616 counties$255K

What the data shows

Citibank, National Association made the most investment property mortgages in New York County, NY, 293 of them.

Goldman Sachs Bank USA approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical investment property mortgage here is $795K, 71% larger than the New York typical of $465K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%One lender: 38% approved of 21One lender: 45% approved of 20One lender: 45% approved of 33One lender: 65% approved of 20One lender: 68% approved of 22One lender: 73% approved of 26One lender: 75% approved of 76One lender: 75% approved of 32Bank of America, National Association: 75% approved of 158One lender: 76% approved of 21Wells Fargo Bank, National Association: 78% approved of 248One lender: 79% approved of 48One lender: 80% approved of 86One lender: 84% approved of 56One lender: 84% approved of 25Citizens Bank, National Association: 85% approved of 135One lender: 87% approved of 126One lender: 88% approved of 42JPMorgan Chase Bank, National Association: 89% approved of 280One lender: 91% approved of 35Citibank, National Association: 92% approved of 330One lender: 93% approved of 28One lender: 94% approved of 89One lender: 96% approved of 115One lender: 97% approved of 30One lender: 98% approved of 82One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in New York County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citibank, National Association92%302 / 33097%$705K293
2JPMorgan Chase Bank, National Association89%250 / 28095%$915K237
3Wells Fargo Bank, National Association78%193 / 24899%$805K192
4Bank of America, National Association75%119 / 15891%$1.60M108
5Citizens Bank, National Association85%115 / 135100%$725K115

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 189 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in New York County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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