Lender profile · HMDA 2023–2025
Certified Funding, L.P. mortgage approval rates & lending data
Certified Funding, L.P. decided 2,277 mortgage applications and funded 1,386 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 62% | 1,006 / 1,624 | 100% | $175K | 1,006 |
| Home improvement loans | 55% | 76 / 137 | 100% | $105K | 76 |
| Cash-out refinance | 59% | 220 / 371 | 100% | $115K | 220 |
| Refinance | 59% | 81 / 137 | 100% | $155K | 81 |
Certified Funding, L.P. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 61% | $175K | 2,277 | 1,386 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.